St. Johns County property record for 131 Palmer St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,147 sqft · built 2002 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | Company Name on File |
| Last Sale | $165,244 (Jul 2014) |
| Tax Bill | $856 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Jun 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 109460-0390 |
| Primary APN | 109460-0390 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,147 sqft Living Area |
| Gross Area | 1,367 sqft |
| 1st Floor Area | 1,147 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,147 sqft (0.21 acres) |
| Lot Dimensions | 150 ft deep x 53 ft wide |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 96 sqft |
| Deck Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 131 PALMER ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-3155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1-116 RAVENSWOOD SUB LOT 39 BLK 40C OR4141/1952 & 4960/1175 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 41 |
| Legal Subdivision | WHITNEYS SUBDIVISION-PART OF RAVENSWOOD |
| Legal Block | 40C |
| Legal Lot Number | 39 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20300 |
Source: St. Johns County records · APN 109460-0390
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 131 PALMER ST, SAINT AUGUSTINE, FL 32084-3155 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 06, 2018 | Deed of Trust, Mortgage · Conventional Mortgage 121 FINANCIAL CU |
| Jun 09, 2020 | Quit Claim Deed, Transfer OTHER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 10, 2014 · Amount on Record |
| Deed Sale | Jul 10, 2014 · Amount on Record |
| Prior Sale | Nov 23, 2005 |
| Deed Document Number | 201439478 |
| Deed Book / Page | 3902 / 1014 |
| Last Transfer Date | Jun 09, 2020 |
| Transfer Doc | 0049601175 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 131 PALMER ST, SAINT AUGUSTINE, FL 32084-3155 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SHEFFIELD & BOATRIGHT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0045120749 |
|---|---|
| Date | Mar 06, 2018 |
| Book Page | 4512/0749 |
| Instrument | 2018014918 |
| Name | 121 FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Mar 01, 2030 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 09, 2020 |
| Property Address | 131 PALMER ST, SAINT AUGUSTINE, FL 32084-3155 |
| Document Number | 0049601175 |
| Book / Page | 004960 / 001175 |
| Instrument Date | Jun 09, 2020 |
| Instrument | 44674 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 131 PALMER ST ST AUGUSTINE FL 320843155, ST AUGUSTINE, FL 32084-3155 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,017 (+2.7%) | $243,663 (+7.57%) Land $75,000 Building $168,663 | |
| 2025 | $856.00 (+10.88%) Homeowner's exemption | $80,834 (+5.99%) | $226,520 (+12.21%) Land $75,000 Building $151,520 |
| 2024 | $772.00 (+4.75%) | ||
| 2023 | $737.00 (+5.29%) Homeowner's exemption | $76,268 (+3%) | $201,863 (+8.42%) Land $53,874 Building $147,989 |
| 2022 | $700.00 Homeowner's exemption | $74,047 | $186,178 Land $53,024 Building $133,154 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 99 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 99 in force |
| Nearby Flood Claims | 16 (1979–2022) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Intermediate Holdings Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 297 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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