131 Osage Ln, Gilmer, TX 75645 Property Records

Upshur County property record for 131 Osage Ln, Gilmer, TX 75645

Property Summary

Property Type	Single Family Home
Details	3 bd · 4,322 sqft · built 2015
Lot Size	3.07 acres (133,729 sqft)
Owner	2 Individual Names on File
Last Sale	$498,750 (Jun 2026)
Tax Bill	$9,550 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S421-S02-000-LT03`

Property Details

APN / Parcel Number

Primary APN	`S421-S02-000-LT03`
Alternative APN	`65074815`

Interior

Bedrooms	3 Beds
Building Area	4,322 sqft Total Area
1st Floor Area	2,789 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	133,729 sqft (3.07 acres)
Garage Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S421-S02-000-LT03
Street Address	131 OSAGE LN
City	GILMER
State	TX
Zip	75645-2981
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, SARATOGA SPRINGS SUBD S421 (A25, A485) 3.07 ACRES & HOUSE
Legal Subdivision	SARATOGA SPRINGS SUBDIVISION
Legal Lot Number	3
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	3
Census Block	3004
Census Tract	950302

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	131 OSAGE LN, GILMER, TX 75645-2981
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed, Transfer · Conventional Mortgage AMERICAN NATIONAL BANK
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF GILMER
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF EASTERN ARKANSAS
Dec 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2026 · Amount on File
Deed Sale	Jun 15, 2026 · Amount on File
Prior Sale	Aug 15, 2014 · Amount on File
Deed Document Number	20264069
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	UPSHUR TX
Recording Date	Jun 15, 2026
Property Address	131 OSAGE LN, GILMER, TX 75645-2981
Document Number	0000004069
Instrument Date	Jun 15, 2026
Instrument	20264069
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 OSAGE LN, GILMER, TX 75645-2981

Mortgage

Document Number	0000004070,
Date	Jun 15, 2026
Instrument	20264070

Lender

Name	AMERICAN NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	131 OSAGE LN, GILMER, TX 75645-2981
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202002032
Date	Mar 16, 2020
Instrument	202002032

Lender

Name	THE FIRST NATIONAL BANK OF GILMER
Type	Bank
Address	5644

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	131 OSAGE LN, GILMER, TX 75645-2981
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202008263
Date	Nov 13, 2020
Instrument	202008263

Lender

Name	FIRST NATIONAL BANK OF EASTERN ARKANSAS
Type	Bank
Address	GILMER, TX 75644

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UPSHUR TX
Recording Date	Dec 30, 2021
Property Address	131 OSAGE LN, GILMER, TX 75645-2981
Document Number	0202110355
Map Reference	VOL 05 PG 162
Instrument Date	Dec 30, 2021
Instrument	202110355
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 OSAGE LN, GILMER, TX 75645-2981
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,550.00 (+41%) Homeowner's exemption	$684,740 (+16.06%) Land $54,090 Building $630,650	$684,740 (+16.06%) Land $54,090 Building $630,650
2025	$6,773.00 (-8.32%) Homeowner's exemption	$590,000 (+21.56%) Land $82,640 Building $507,360	$590,000 (+21.56%) Land $82,640 Building $507,360
2023		$485,340 Land $16,940 Building $468,400	$485,340 Land $16,940 Building $468,400
2022	$7,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 45% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRITCHETT WSC serves 10,089 people · EPA ID TX2300012
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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