131 Oneida St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta Town property record for 131 Oneida St, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,280 sqft · built 1950
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (May 2019)
Tax Bill	$3,148 (2026)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`364600 299.10-1-25.01`

Property Details

APN / Parcel Number

Primary APN	`364600 299.10-1-25.01`
Alternative APNs	`460029901000010250010000` `010500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	920 sqft
Upper Floors Area	360 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Composition/Composite
Lot Area	18,731 sqft (0.43 acres)
Lot Width	90 ft Width
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	78 sqft
Cabin	300 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	010500
Street Address	131 ONEIDA ST
City	ONEONTA
State	NY
Zip	13820-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	998 0 0
Legal Block	1
Legal Lot Number	25.001
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	3
Census Block	3018
Census Tract	590800

Owner

Source: Otsego County and Oneonta Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	131 ONEIDA ST, ONEONTA, NY 13820-2127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2019 · Amount on Record
Deed Sale	May 17, 2019 · Amount on Record
Deed Document Number	20192155
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	May 16, 2019
Property Address	131 ONEIDA ST, ONEONTA, NY 13820-2127
Document Number	0000002155
Instrument Date	May 10, 2019
Instrument	2155
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	COOPER COUNTRY ABSTRACT, COOPER CNTRY ABS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 627 UNADILLA NY 138490627, UNADILLA, NY 13849-0627

Mortgage

Document Number	2156
Date	May 16, 2019
Instrument	2156

Lender

Name	USNY BK
Type	Bank
Address	GENEVA, NY 14456

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2049

Tax Assessment & Valuation

Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Oneonta Town
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,148.00 (+0.45%)
2025	$3,134.00 (+245.53%)	$98,000 (-) Land $26,600 Building $71,400	$140,000 (+11.43%) Land $38,000 Building $102,000
2023	$907.00	$98,000 (-) Land $26,600 Building $71,400	$125,641 (+12.82%) Land $34,103 Building $91,538
2022		$98,000 Land $26,600 Building $71,400	$111,364 Land $30,227 Building $81,137

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1993–2011)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 5 claims Severe Storms And Flooding, Jun 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEONTA CITY serves 15,954 people · EPA ID NY3800154
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20