131 Okema Ln, Loudon, TN 37774 Property Records

Loudon County property record for 131 Okema Ln, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,184 sqft · built 1997
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Owner Names on Record
Last Sale	$770,000 (Jul 2012)
Tax Bill	$4,087 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053042D A 01000`

Property Details

APN / Parcel Number

Primary APN	`053042D A 01000`
Alternative APNs	`042D A 01000 000042D` `042D A 01000`

Interior

Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	4,184 sqft Living Area
1st Floor Area	4,184 sqft
Basement Area	2,620 sqft
Finished Basement	1,564 sqft
Unfinished Basement	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	708 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	247 sqft
Deck Area	528 sqft
Patio Area	1,134 sqft
Boat Access	Boat Access
Boat House	540 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	042D A 01000 000042D
Street Address	131 OKEMA LN
City	LOUDON
State	TN
Zip	37774-3158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COYATEE COVES 3 10 1 046B C 046A 01000 000
Legal Subdivision	COYATEE COVES
Legal Block	3
Legal Lot Number	10 1
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2024
Census Tract	60503

Owner

Source: Loudon County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	131 OKEMA LN, LOUDON, TN 37774-3158
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Aug 16, 2019	Deed of Trust, Mortgage · VA Mortgage KANSAS ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2012 · Amount on Record
Deed Sale	Jul 30, 2012 · Amount on Record
Prior Sale	May 7, 2004 · Amount on Record
Deed Document Number	12006323
Deed Book / Page	D355 / 795
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	131 OKEMA LN, LOUDON, TN 37774-3158
Transaction Type	Mortgage
Record Updated	Feb 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001730
Date	Feb 9, 2021
Book Page	T1509/257
Instrument	21001730

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	131 OKEMA LN, LOUDON, TN 37774-3158
Document Number	0000007646
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 SENECA TRCE LOUDON TN 377742118, LOUDON, TN 37774-2118

Mortgage

Document Number	0000007646
Date	Sep 3, 2019
Book Page	001421/000079
Instrument	7646

Lender

Name	KANSAS ST BK
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,087.00	$231,125 (-) Land $75,000 Building $156,125
2024	$4,087.00	$231,125 (-) Land $75,000 Building $156,125
2023		$231,125 Land $75,000 Building $156,125
2021			$924,500 Land $300,000 Building $624,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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