131 Oak Dr, Dekalb, IL 60115 Property Records

DeKalb County property record for 131 Oak Dr, Dekalb, IL 60115

Property Summary

Property TypeSingle Family Home
Lot Size0.117 acres (5,117 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Sep 2026)
Tax Bill$2,857 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-14-404-012

Property Details

APN / Parcel Number

Primary APN08-14-404-012

Exterior

Lot Area5,117 sqft (0.117 acres)

Location & Zoning

Account Number0814404012
Street Address131 OAK DR
CityDEKALB
StateIL
Zip60115-2556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 - OAK PARK
Legal SubdivisionOAK PARK
Legal Lot Number11
JurisdictionDE KALB IL
Township / Civil DivisionDEKALB
Census Block Group1
Census Block1003
Census Tract800

Owner

Source: DeKalb County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address213 N MAIN ST, ELBURN, IL 60119-8961
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2026 · Amount on Record
Deed SaleSep 3, 2026 · Amount on Record
Prior SaleJul 29, 2014 · Amount on Record
Deed Document Number20267940
Prior Transfer DateDec 16, 2024
Prior Transfer Doc0000001798
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionDE KALB IL
Recording DateSep 3, 2026
Property Address131 OAK DR, DEKALB, IL 60115-2556
Document Number0000007940
Instrument DateAug 26, 2026
Instrument20267940
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$30,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address213 N MAIN ST, ELBURN, IL 60119-8961

Mortgage

Document Number0000007941,
DateSep 3, 2026
Instrument20267941
Lender
NameMLD MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Rate7.25%
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0000007942,
DateSep 3, 2026
Instrument20267942
Lender
NameILLINOIS HOUSING DEV AUTHORITY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionDeKalb Township
MunicipalityDeKalb City
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,857.00 (+8.55%)$36,179 (+25.6%) Land $6,766 Building $29,413$108,537 (+25.6%) Land $20,298 Building $88,239
2024$2,632.00
2023$28,806 Land $5,387 Building $23,419$86,418 Land $16,161 Building $70,257

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB
serves 40,290 people · EPA ID IL0370100
Water SourceGroundwater
Last State InspectionJun 2023
Lead13 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: DNA Communications.

Nearby Properties on Oak Dr

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