Kane County property record for 131 N Smith St, Aurora, IL 60505
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,012 sqft · built 1955 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Jun 2021) |
| Tax Bill | $4,107 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-23-377-019 |
| Primary APN | 15-23-377-019 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,012 sqft Living Area |
| Gross Area | 2,410 sqft |
| 1st Floor Area | 1,012 sqft |
| Basement Area | 1,012 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Cooling System | Central |
|---|
| Street Address | 131 N SMITH ST |
|---|---|
| City | AURORA |
| State | IL |
| Zip | 60505-3748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MELCHERTS RE-SUBDN : LOT 4 |
| Legal Subdivision | MELCHERTS RE-SUB |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | AURORA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 853401 |
131 N Smith St is owned and occupied by an individual who bought it in June 2021.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 131 N SMITH ST, AURORA, IL 60505-3748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2021 · Amount on File |
| Deed Sale | Jun 9, 2021 · Amount on File |
| Prior Sale | May 14, 2012 · Amount on File |
| Deed Document Number | 202144132 |
| Prior Transfer Date | May 27, 2021 |
| Prior Transfer Doc | 0000044132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 9, 2021 |
| Property Address | 131 N SMITH ST, AURORA, IL 60505-3748 |
| Document Number | 0000044132 |
| Instrument Date | May 27, 2021 |
| Instrument | 2021K044132 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 N SMITH ST, AURORA, IL 60505-3748 |
| Document Number | 0000044133 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 2021K044133 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 131 N Smith St was $4,107 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Aurora City |
| County | Kane County |
| County Subdivision | Aurora Township |
| Unified School District | Aurora East Unit School District 131 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,107.00 Homeowner's exemption | $70,891 (+9.39%) Land $12,454 Building $58,437 | $212,758 (+9.39%) Land $37,377 Building $175,381 |
| 2024 | $64,806 Land $11,385 Building $53,421 | $194,496 Land $34,169 Building $160,327 | |
| 2022 | $3,558.00 (-10.38%) Homeowner's exemption | $52,831 (+7.41%) Land $9,281 Building $43,550 | $158,493 (+7.41%) Land $27,843 Building $130,650 |
| 2021 | $3,970.00 | $49,187 Land $8,641 Building $40,546 | $147,561 Land $25,923 Building $121,638 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 131 N Smith St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 131 N Smith St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AURORA serves 183,000 people · EPA ID IL0894070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 26 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon, Watch TV.
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