131 Mill St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 131 Mill St, Rome, NY 13440

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,564 sqft · built 1895
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$44,000 (Mar 2002)
Tax Bill	$273 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`301301 242.067-1-79`

Property Details

APN / Parcel Number

Primary APN	`301301 242.067-1-79`
Alternative APNs	`130124206700010790000000` `301301 242.067-0001-079` `12100 02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,564 sqft Total Area
1st Floor Area	915 sqft
2nd Floor Area	432 sqft
Upper Floors Area	216 sqft
Game Room	Game Room

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,792 sqft (0.11 acres)
Lot Width	33 ft Width
Garage Type	Detached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	398 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12100 02
Street Address	131 MILL ST
City	ROME
State	NY
Zip	13440-6945
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	W
Legal Block	1
Legal Lot Number	79.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	1
Census Block	1013
Census Tract	22500

Owner

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	131 MILL ST, ROME, NY 13440-6945
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Quit Claim Deed, Transfer · Conventional Mortgage WELLSFARGOBANKNA
Sep 19, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2002 · Amount on Record
Deed Sale	Mar 25, 2002 · Amount on Record
Deed Document Number	2002
Deed Book / Page	2002 / 7611
Last Transfer Date	Jul 9, 2024
Transfer Doc	0000010930
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONEIDA NY
Recording Date	Jun 12, 2026
Property Address	131 MILL ST, ROME, NY 13440-6945
Document Number	0000007759
Instrument Date	Sep 11, 2025
Instrument	20267759
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	131 MILL ST, ROME, NY 13440-6945

Mortgage

Date	Jun 12, 2026

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Sep 19, 2024
Property Address	131 MILL ST, ROME, NY 13440-6945
Document Number	0000010930
Instrument Date	Jul 9, 2024
Instrument	2024-010930
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 BERRYWOOD RD, LIVERPOOL, NY 13090-2408

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$273.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption
2025	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$37,000 (-) Land $5,800 Building $31,200	$87,059 (+6.75%) Land $13,647 Building $73,412
2024		$37,000 (-) Land $5,800 Building $31,200	$81,552 (+0.02%) Land $12,784 Building $68,768
2023		$37,000 (-) Land $5,800 Building $31,200	$81,534 (+17.92%) Land $12,781 Building $68,753
2022	$2,487.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$37,000 Land $5,800 Building $31,200	$69,146 Land $10,839 Building $58,307

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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