131 Mi Mountain Rd, Franklin, NC 28734 Property Records

Macon County property record for 131 Mi Mountain Rd, Franklin, NC 28734

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 848 sqft · built 1973
Lot Size4.83 acres (210,395 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Feb 2008)
Tax Bill$838 (2026)
Deeds & MortgagesMay 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN7506033547

Property Details

APN / Parcel Number

Primary APN7506033547
Alternative APNs
  • 0200637
  • 129164

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area848 sqft Heated Area
1st Floor Area848 sqft
Basement Area768 sqft
Finished Basement768 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeCrossed Walls
Roof TypeGable
Roof MaterialMetal
Lot Area210,395 sqft (4.83 acres)
TerrainRolling

Exterior Amenities

PorchSlab
Porch Area456 sqft
Deck Area32 sqft
Patio Area360 sqft
Storage Building816 sqft
Utility Building100 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number129164
Street Address131 MI MOUNTAIN RD
CityFRANKLIN
StateNC
Zip28734-2405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionRIDGECREST
Legal SubdivisionRIDGECREST
JurisdictionMACON NC
Township / Civil DivisionMILLSHOAL
Census Block Group1
Census Block1000
Census Tract970400

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address131 MI MOUNTAIN RD, FRANKLIN, NC 28734-2405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 29, 2008 · Amount on Record
Deed SaleFeb 29, 2008 · Amount on Record
Deed Document Number20081924
Deed Book / Page32 / 1466
Last Transfer DateJan 28, 2013
Transfer Doc00K35/0937
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property Address131 MI MOUNTAIN RD, FRANKLIN, NC 28734-2405
Transaction TypeMortgage
Record UpdatedDec 28, 2021
Title CompanyAMERICA TITLE, AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00P38/1135
DateMay 25, 2018
Book PageP-38/1135
Instrument2018003525
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressFRANKLIN, NC 28734
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 1, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$838.00$211,320 (+8.03%) Land $71,950 Building $139,370$211,320 (+8.03%) Land $71,950 Building $139,370
2025$838.00 (+14.79%)$195,620 (+1.37%) Land $71,950 Building $123,670$195,620 (+1.37%) Land $71,950 Building $123,670
2023$730.00$192,970 Land $71,950 Building $121,020$192,970 Land $71,950 Building $121,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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