McCracken County property record for 131 Matthew Dr, Paducah, KY 42001
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,588 sqft · built 1900 |
| Lot Size | 0.119 acres (5,176 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $560,000 (Jul 2026) |
| Tax Bill | $3,609 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 077-30-02-050 |
| Primary APN | 077-30-02-050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,588 sqft Living Area |
| Basement Area | 1,100 sqft |
| Finished Basement | 1,100 sqft |
| Unfinished Basement | 1,100 sqft |
| Family Room | Family Room |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,176 sqft (0.119 acres) |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 197 sqft |
| Patio Area | 766 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 20141 |
|---|---|
| Street Address | 131 MATTHEW DR |
| City | PADUCAH |
| State | KY |
| Zip | 42001-9741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 19-44A-5 CONCORD ESTS L5 |
| Legal Subdivision | CONCORD EST |
| Legal Lot Number | 5 |
| Jurisdiction | MCCRACKEN KY |
| Township / Civil Division | PADUCAH |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 31402 |
Source: McCracken County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 131 MATTHEW DR, PADUCAH, KY 42001-9741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PADUCAH BANK AND TRUST |
| Jul 20, 2026 | Deed, Transfer · Conventional Mortgage PADUCAH BANK AND TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2026 · Amount on Record |
| Deed Sale | Jul 20, 2026 · Amount on Record |
| Deed Document Number | 2026851368 |
| Deed Book / Page | 1547 / 337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Recording Date | Jul 20, 2026 |
| Property Address | 131 MATTHEW DR, PADUCAH, KY 42001-9741 |
| Document Number | 0000851369 |
| Book / Page | 1888 / 301 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 2026851369 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 319 WALLACE LN, PADUCAH, KY 42001-4459 |
| Document Number | 0000851369, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 1888/301 |
| Instrument | 2026851369 |
| Name | PADUCAH BANK AND TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Recording Date | Jul 20, 2026 |
| Property Address | 131 MATTHEW DR, PADUCAH, KY 42001-9741 |
| Document Number | 0000851368 |
| Book / Page | 1547 / 337 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 2026851368 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $56,560.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 MATTHEW DR, PADUCAH, KY 42001-9741 |
| Document Number | 0000851368, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 1888/301 |
| Instrument | 2026851368 |
| Name | PADUCAH BANK AND TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: McCracken County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCracken County |
| Unified School District | McCracken County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $369,200 (-) | $369,200 (-) | |
| 2025 | $3,609.00 (+15.34%) | $369,200 (+15.38%) | $369,200 (+15.38%) |
| 2023 | $3,129.00 (-1.6%) | $320,000 (-) | $320,000 (-) |
| 2022 | $3,180.00 | $320,000 | $320,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2013–2023) |
| Most Recent Claim | Jul 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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