131 Main St, Cowgill, MO 64637 Property Records

Caldwell County property record for 131 Main St, Cowgill, MO 64637

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,686 sqft · built 1905
Lot Size	0.631 acres (27,486 sqft)
Owner	2 Individual Names on File
Tax Bill	$865 (2025)
Deeds & Mortgages	Jun 2022 Sale Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-5-21-1-03-5.00`

Property Details

APN / Parcel Number

Primary APN	`10-5-21-1-03-5.00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,686 sqft Living Area
Basement Area	728 sqft
Unfinished Basement	728 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,486 sqft (0.631 acres)
Lot Dimensions	137 ft deep x 200 ft wide

Exterior Amenities

Porch	Slab
Porch Area	196 sqft
Patio Area	280 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	131 MAIN ST
City	COWGILL
State	MO
Zip	64637-9759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21-55-27 TENNESSEE ADDITION LOTS 1, 2, 3, 4, 5, 6, 7 AND 8 BLK 1 ORIGINAL CITY OF COWGILL
Legal Range	27
Legal Township	55
Legal Section	21
Legal Subdivision	TENNESSEE ADDITION
Legal Block	1
Legal Lot Number	1-8
Jurisdiction	CALDWELL MO
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3078
Census Tract	950100

Owner

131 Main St is owned and occupied by two individuals who acquired it in June 2022.

Source: Caldwell County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	131 MAIN ST, COWGILL, MO 64637-9759
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Beneficiary Deed, Transfer
Oct 21, 2021	Deed, Transfer · Seller Carry-Back ROY GARDNER
Sep 29, 2021	Warranty Deed, Transfer CALDWELL CNTY ABSTRACT & TTL
Nov 27, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 12, 2017	Administrator's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2021
Deed Sale	Sep 29, 2021
Deed Document Number	202162073
Deed Book / Page	195 / 7240
Last Transfer Date	Jun 3, 2022
Transfer Doc	00195/7661
Record Updated	Sep 20, 2026

June 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CALDWELL MO
Recording Date	Jun 10, 2022
Property Address	131 MAIN ST, COWGILL, MO 64637-9759
Document Number	00195/7661
Book / Page	195 / 7661
Instrument Date	Jun 3, 2022
Instrument	63481
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	131 MAIN ST, COWGILL, MO 64637-9759

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALDWELL MO
Recording Date	Oct 21, 2021
Property Address	131 MAIN ST, COWGILL, MO 64637-9759
Document Number	00195/7295
Book / Page	195 / 7295
Instrument Date	Oct 20, 2021
Instrument	62238
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	CALDWELL CNTY ABSTRACT & TTL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 MAIN ST, COWGILL, MO 64637-9759

Mortgage

Document Number	0000062239
Date	Oct 21, 2021
Instrument	62239

Lender

Name	ROY GARDNER
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL MO
Recording Date	Sep 29, 2021
Property Address	131 MAIN ST, COWGILL, MO 64637-9759
Document Number	00195/7240
Book / Page	195 / 7240
Instrument Date	Sep 28, 2021
Instrument	62073
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CALDWELL CNTY ABSTRACT & TTL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	23999 GEORGEVILLE RD, COWGILL, MO 64637-9601

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALDWELL MO
Recording Date	Nov 27, 2017
Property Address	131 MAIN ST, COWGILL, MO 64637-9759
Document Number	00187/1576
Book / Page	187 / 1576
Instrument Date	Nov 6, 2017
Instrument	55218
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8210 PERRY ST, OVERLAND PARK, KS 66204-3246

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 MAIN ST, COWGILL, MO 64637-9759

June 2017: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	CALDWELL MO
Recording Date	Jun 12, 2017
Property Address	131 MAIN ST, COWGILL, MO 64637-9759
Document Number	00195/7295
Book / Page	195 / 7295
Instrument Date	May 31, 2017
Instrument	54536
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8210 PERRY ST, OVERLAND PARK, KS 66204-3246

Tax Assessment & Valuation

The 2025 property tax bill for 131 Main St was $865, up 12.5% from the year before.

Source: Caldwell County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Caldwell County
County Subdivision	Lincoln Township
Municipality	Cowgill City
Elementary School District	Cowgill R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$865.00 (+12.48%)	$12,270 Land $1,520 Building $10,750	$64,560 Land $8,000 Building $56,560
2024	$769.00
2023		$8,150 (+7.24%) Land $1,520 Building $6,630	$42,870 (+7.15%) Land $8,000 Building $34,870
2022		$7,600 Land $1,520 Building $6,080	$40,010 Land $8,000 Building $32,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Main St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY PWSD 1 serves 335 people · EPA ID MO1024078
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Green Hills Technologies Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures