Otsego County and Otsego Town property record for 131 Main St, Cooperstown, NY 13326
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 5,184 sqft · built 1876 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Company Name on File |
| Last Sale | $680,000 (Sep 2016) |
| Tax Bill | $8,094 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 365001 131.06-2-6.00 |
| Primary APN | 365001 131.06-2-6.00 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,184 sqft Gross Area |
| Basement Area | 2,592 sqft |
| Unfinished Basement | 2,592 sqft |
| Year Built | Built 1876 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 63 ft deep x 48 ft wide |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 064410 |
|---|---|
| Street Address | 131 MAIN ST |
| City | COOPERSTOWN |
| State | NY |
| Zip | 13326-1224 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | B |
| Legal Description | 993 0 0 |
| Legal Block | 2 |
| Legal Lot Number | 6.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | OTSEGO |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 590202 |
Source: Otsego County and Otsego Town records · APN 365001 131.06-2-6.00
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 11035 SW 11TH ST, 290, BEAVERTON, OR 97005-4387 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 13, 2019 | Deed of Trust, Mortgage COLUMBIA ST BK |
| Dec 26, 2018 | Deed of Trust, Mortgage · Line of Credit COLUMBIA ST BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 27, 2016 · Amount on Record |
| Deed Sale | Sep 27, 2016 · Amount on Record |
| Deed Book / Page | 2016 / 4651 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 131 MAIN ST, COOPERSTOWN, NY 13326-1224 |
| Document Number | 0000001270 |
| Instrument Date | Mar 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 131-133 MAIN ST COOPERSTOWN NY 133261224, COOPERSTOWN, NY 13326-1224 |
| Document Number | 0000001270 |
|---|---|
| Date | Mar 21, 2019 |
| Instrument | 1270 |
| Name | COLUMBIA ST BK |
|---|---|
| Type | Bank |
| Address | BEND, OR 97703 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Mar 20, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 131 MAIN ST, COOPERSTOWN, NY 13326-1224 |
| Document Number | 0000000595 |
| Instrument Date | Dec 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2020 |
| Title Company | ADVANTAGE ABSTRACT INC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 131 MAIN ST COOPERSTOWN NY 133261224, COOPERSTOWN, NY 13326-1224 |
| Document Number | 0000000595 |
|---|---|
| Date | Feb 05, 2019 |
| Book Page | 002019/000595 |
| Instrument | 595 |
| Name | COLUMBIA ST BK |
|---|---|
| Type | Bank |
| Address | OLYMPIA, WA 98502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Otsego County and Otsego Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Otsego Town |
| Municipality | Cooperstown Village |
| Unified School District | Cooperstown Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,094.00 | $310,000 (-) Land $81,300 Building $228,700 | $442,857 (+17.14%) Land $116,143 Building $326,714 |
| 2023 | $310,000 Land $81,300 Building $228,700 | $378,049 Land $99,146 Building $278,903 |
Source: FEMA National Flood Hazard Layer as of March 20, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2011–2017) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2017 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Cooperstown Historic District listed 1980 · 514 contributing resources · NRIS 80002742 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 193 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COOPERSTOWN VILLAGE serves 1,926 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.4 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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