Story County property record for 131 Main St, Ames, IA 50010
| Property Type | Mixed Use Store/Office |
|---|---|
| Details | 4,464 sqft · built 1885 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Company Name on File |
| Tax Bill | $6,162 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02-380-190 |
| Primary APN | 09-02-380-190 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,464 sqft Gross Area |
| 1st Floor Area | 2,232 sqft |
| Basement Area | 2,232 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Exterior Material | Brick |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Street Address | 131 MAIN ST |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50010-6359 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Store/Office |
| Local Zoning Code | DSC |
| Legal Description | ORIGINAL TOWN (AMES) BLOCK:12 LOT:16 AMES |
| Legal Range | 24W |
| Legal Township | 83N |
| Legal Section | 02 |
| Legal Subdivision | ORIGINAL TOWN (AMES) |
| Legal Block | 12 |
| Legal Lot Number | 16 |
| Jurisdiction | STORY IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ames Main Street Historic District listed 2018 · 66 contributing resources · NRIS 100002399 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
131 Main St, a commercial property, is owned by a company.
Source: Story County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 131 MAIN ST, AMES, IA 50010-6359 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 131 MAIN ST, AMES, IA 50010-6359 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 201700006066 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 2017-00006066 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AMES, IA 50010 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 131 Main St was $6,162, up 29.3% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,162.00 (+29.29%) | $297,500 Land $63,700 Building $233,800 | $297,500 Land $63,700 Building $233,800 |
| 2024 | $4,766.00 | ||
| 2023 | $244,100 Land $61,600 Building $182,500 | $244,100 Land $61,600 Building $182,500 | |
| 2022 | $3,034.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 131 Main St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1990–2010) |
| Most Recent Claim | Aug 2010 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 131 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, ICS Advanced Technologies, T-Mobile.
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