131 Madison Pointe Dr, Seneca, SC 29678 Property Records

Oconee County property record for 131 Madison Pointe Dr, Seneca, SC 29678

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 812 sqft · built 2017
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$305,000 (Oct 2022)
Tax Bill$1,371 (2025)
Deeds & MortgagesSep 2026 Mortgage
Oct 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN520-37-01-125

Property Details

APN / Parcel Number

Primary APN520-37-01-125
Alternative APN
  • 1070640

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories3 Stories
Building Area812 sqft Living Area
1st Floor Area812 sqft
AtticAttic
Attic Area440 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleTraditional
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialShingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area440 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1070640
Street Address131 MADISON POINTE DR
CitySENECA
StateSC
Zip29678-1162
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 36 MADISON POINTE (0.25 AC)
Legal SubdivisionMADISON POINTE
Legal Lot Number36
JurisdictionOCONEE SC
Township / Civil DivisionSENECA
Census Block Group2
Census Block2050
Census Tract30802

Owner

Source: Oconee County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address131 MADISON POINTE DR, SENECA, SC 29678-1162
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2026Deed of Trust, Mortgage · VA Mortgage
MORTGAGE CENTER LLC
Oct 10, 2022Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Oct 22, 2019Grant Deed, Transfer · Conventional with PMI
FAIRWAY INDEPENDENT MTG
Feb 21, 2018Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 10, 2022 · Amount on Record
Deed SaleOct 10, 2022 · Amount on Record
Prior SaleOct 22, 2019 · Amount on Record
Deed Document Number20225353
Deed Book / Page2865 / 227
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCONEE SC
Recording DateSep 23, 2026
Property Address131 MADISON POINTE DR, SENECA, SC 29678-1162
Document Number0000004851
Book / Page4985 / 125
Instrument DateSep 15, 2026
Instrument20264851
Transaction TypeMortgage
Record UpdatedOct 5, 2026
Title CompanyESSEX TITLE, ESSENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 MADISON POINTE DR, SENECA, SC 29678-1162

Mortgage

Document Number0000004851,
DateSep 23, 2026
Book Page4985/125
Instrument20264851
Lender
NameMORTGAGE CENTER LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionOCONEE SC
Recording DateOct 10, 2022
Property Address131 MADISON POINTE DR, SENECA, SC 29678-1162
Document Number0000005353
Book / Page2865 / 227
Map ReferenceMB B465 PG 1&2
Instrument DateOct 6, 2022
Instrument5353
Transaction TypeTransfer
Record UpdatedOct 20, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,128.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 MADISON POINTE DR, SENECA, SC 29678-1162

Mortgage

Document Number0000005354
DateOct 10, 2022
Book Page4388/338
Instrument5354
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOCONEE SC
Recording DateOct 22, 2019
Property Address131 MADISON POINTE DR, SENECA, SC 29678-1162
Document Number0025140001
Book / Page002514 / 000001
Instrument DateOct 18, 2019
Transaction TypeTransfer
Record UpdatedNov 5, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$701.15
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address131 MADISON POINTE DR SENECA SC 296781162, SENECA, SC 29678-1162

Mortgage

Document Number38860119
DateOct 22, 2019
Book Page003886/000119
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 21, 2049

February 2018: Deed, Transfer

Document TypeDeed
JurisdictionOCONEE SC
Recording DateFeb 21, 2018
Property Address131 MADISON POINTE DR, SENECA, SC 29678-1162
Document Number0000010314
Book / Page2337 / 160
Map ReferenceMB B 465 PG1&2
Instrument DateFeb 9, 2018
Instrument10314
Transaction TypeTransfer
Record UpdatedApr 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$658.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 MADISON TRL, SENECA, SC 29672-0566

Mortgage

Document Number0000010315
DateFeb 21, 2018
Instrument10315
Lender
NameARK-LA-TEX FINANCE SERVICES LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyOconee County
MunicipalitySeneca City
Unified School DistrictOconee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,371.00$7,990 (-) Land $449 Building $7,541$199,755 (-) Land $11,220 Building $188,535
2023$7,990 Land $449 Building $7,541$199,755 Land $11,220 Building $188,535

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SENECA
serves 39,772 people · EPA ID SC3710002
Water SourceSurface water
Last State InspectionMar 2026
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
West Carolina Rural Telephone Cooperative
Fiber
8,000 / 8,000
Vyve Broadband
Cable
1,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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