Madison County property record for 131 Lynne Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.331 acres (14,445 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $231,900 (Apr 2020) |
| Tax Bill | $2,186 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0073-0004-0016 |
| Primary APN | 0073-0004-0016 |
|---|---|
| Alternative APNs |
|
| Lot Area | 14,445 sqft (0.331 acres) |
|---|
| Account Number | 63761 |
|---|---|
| Street Address | 131 LYNNE DR |
| City | BEREA |
| State | KY |
| Zip | 40403-1267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROARING CREEK ESTS LOT 16 BLK 2 |
| Legal Subdivision | ROARING CREEK EST |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 11202 |
131 Lynne Dr is owned and occupied by two individuals who bought it in April 2020.
Source: Madison County records, as of June 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 131 LYNNE DR, BEREA, KY 40403-1267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC |
| Apr 16, 2020 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Nov 19, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2020 · Amount on File |
| Deed Sale | Apr 16, 2020 · Amount on File |
| Prior Sale | Nov 19, 2019 · Amount on File |
| Deed Document Number | 202014010428 |
| Deed Book / Page | 786 / 712 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 131 LYNNE DR, BEREA, KY 40403-1267 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0M2126/531 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | M2126/531 |
| Instrument | 2014072867 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 16, 2020 |
| Property Address | 131 LYNNE DR, BEREA, KY 40403-1267 |
| Document Number | D00786/712 |
| Book / Page | D00786 / 712 |
| Map Reference | MB 14 PG 9 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 2014010428 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $232.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5694 SCAFFOLD CANE RD, MOUNT VERNON, KY 40456-7192 |
| Name | Verified Name |
|---|---|
| Address | 131 LYNNE DR, BEREA, KY 40403-1267 |
| Document Number | 2014010429 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 2014010429 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 19, 2019 |
| Property Address | 131 LYNNE DR, BEREA, KY 40403-1267 |
| Document Number | D00781/632 |
| Book / Page | D00781 / 632 |
| Map Reference | MB 14 PG 9 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 2014002583 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $21.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 362 POSSUM KINGDOM ROAD, BEREA, KY 40403 |
| Name | Verified Name |
|---|---|
| Address | 5694 SCAFFOLD CANE RD, MOUNT VERNON, KY 40456-7192 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 131 Lynne Dr was $2,186.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,186.00 | $231,900 | $231,900 |
| 2023 | $2,249.00 | $231,900 | $231,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 131 Lynne Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 131 Lynne Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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