131 Luzon St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 131 Luzon St, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,483 sqft · built 1972
Lot Size	0.106 acres (4,620 sqft)
Owner	Company Name on Record
Last Sale	$855,000 (Aug 2019)
Tax Bill	$10,306 (2025)
Deeds & Mortgages	Jul 2023 Transfer Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`065-113-050`

Property Details

APN / Parcel Number

Primary APN	`065-113-050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,483 sqft Living Area
1st Floor Area	1,483 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Wood
Lot Area	4,620 sqft (0.106 acres)
Lot Dimensions	40 ft deep x 80 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	131 LUZON ST
City	MORRO BAY
State	CA
Zip	93442-3019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY MB ATAS BCH BL 11C LT 34 PTN LT 33
Legal Subdivision	ATASCADERO BEACH
Legal Block	2
Legal Lot Number	34,33
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2016
Census Tract	10506

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 3241, ATASCADERO, CA 93423-3241
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Intrafamily Transfer, Transfer
Aug 2, 2019	Grant Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC
Jul 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage MATURE ADULT DAY ASSISTANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2019 · Amount on Record
Deed Sale	Aug 2, 2019 · Amount on Record
Prior Sale	Dec 28, 2012 · Amount on Record
Deed Document Number	201931442
Prior Transfer Date	May 12, 2014
Prior Transfer Doc	0000021724
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 27, 2023
Property Address	131 LUZON ST, MORRO BAY, CA 93442-3019
Document Number	0000021835
Map Reference	MB 2 PG 15
Instrument Date	Jul 18, 2023
Instrument	2023021835
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 3241, ATASCADERO, CA 93423-3241

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 2, 2019
Property Address	131 LUZON ST, MORRO BAY, CA 93442-3019
Document Number	0000031442
Map Reference	MB 2 PG 15
Instrument Date	Jul 16, 2019
Instrument	2019031442
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 3241, ATASCADERO, CA 93423-3241

Mortgage

Document Number	0000031443
Date	Aug 2, 2019
Instrument	2019031443

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	131 LUZON ST, MORRO BAY, CA 93442-3019
Document Number	0000029672
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 LUZON ST MORRO BAY CA 934423019, MORRO BAY, CA 93442-3019

Mortgage

Document Number	0000029672
Date	Jul 24, 2019
Instrument	29672

Lender

Name	MATURE ADULT DAY ASSISTANCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$953,762 (+2%) Land $669,309 Building $284,453
2025	$10,306.00 (+3.6%)	$935,062 (+4.04%) Land $656,186 Building $278,876
2023	$9,948.00 (+6.69%)	$898,754 Land $630,706 Building $268,048
2022	$9,324.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

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