131 Loretta Rd, Torrington, CT 06790 Property Records

Torrington City property record for 131 Loretta Rd, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1979
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,340 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2017 Line of Credit + 3 more
APN	`007628`

Property Details

APN / Parcel Number

Primary APN	`007628`
Alternative APNs	`TORR M:141 B:005 L:043` `7628`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	3,258 sqft
Basement Area	1,248 sqft
Unfinished Basement	208 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,375 sqft (0.33 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	7628
Street Address	131 LORETTA RD
City	TORRINGTON
State	CT
Zip	06790-5915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S
Legal Block	5
Legal Lot Number	43
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1015
Census Tract	310602

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	131 LORETTA RD, TORRINGTON, CT 06790-5915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit TORRINGTON SAVINGS BANK
Apr 12, 2017	Deed of Trust, Mortgage · Line of Credit TORRINGTON SAVINGS BANK
Mar 5, 2018	Deed of Trust, Mortgage TORRINGTON SAVINGS BANK
Dec 28, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance TORRINGTON SAVINGS BANK
Jul 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TORRINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Recording Date	Sep 14, 2026
Property Address	131 LORETTA RD, TORRINGTON, CT 06790-5915
Document Number	0000512631
Book / Page	1469 / 966
Instrument Date	Aug 29, 2026
Instrument	2026512631
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 LORETTA RD, TORRINGTON, CT 06790-5915

Mortgage

Document Number	0000512631,
Date	Sep 14, 2026
Book Page	1469/966
Instrument	2026512631

Lender

Name	TORRINGTON SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2036

Interest

Max Rate	-1%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	131 LORETTA RD, TORRINGTON, CT 06790-5915
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1244-869
Date	Apr 12, 2017
Book Page	1244/869

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2042

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	131 LORETTA RD, TORRINGTON, CT 06790-5915
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1262-220
Date	Mar 5, 2018
Book Page	1262/220

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2038

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	131 LORETTA RD, TORRINGTON, CT 06790-5915
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1279-587
Date	Dec 28, 2018
Book Page	1279/587
Instrument	2018-443873

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2034

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	131 LORETTA RD, TORRINGTON, CT 06790-5915
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1311-786
Date	Jul 22, 2020
Book Page	1311/786
Instrument	2020-457609

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	85 Months
Due	Aug 1, 2027

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,340.00 (-12.98%)	$219,380 (-) Land $30,520 Building $188,860	$331,082 (+115.6%)
2025	$8,435.00	$219,380 (+77.49%) Land $30,520 Building $188,860	$153,566 Land $21,364 Building $132,202
2024	$8,435.00 (+42.29%)
2023	$5,928.00 (+1.73%)	$123,600 (-) Land $30,550 Building $93,050
2022	$5,827.00	$123,600 Land $30,550 Building $93,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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