131 Lorberta Ln, Waterford, MI 48328 Property Records

Oakland County property record for 131 Lorberta Ln, Waterford, MI 48328

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,046 sqft · built 1955
Lot Size	0.288 acres (12,545 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jun 2020)
Tax Bill	$1,898 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`W-13-26-276-035`

Property Details

APN / Parcel Number

Primary APN	`W-13-26-276-035`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,046 sqft Living Area
1st Floor Area	1,046 sqft
Basement Area	1,046 sqft
Unfinished Basement	1,046 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	12,545 sqft (0.288 acres)
Lot Dimensions	104 ft deep x 80 ft wide
Garage Area	502 sqft
Parking Spaces	2 Parking Spaces
Pool Area	432 sqft
Deck Area	57 sqft
Patio Area	57 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	131 LORBERTA LN
City	WATERFORD
State	MI
Zip	48328-3042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T3N, R9E, SEC 26 LORRAINE MANOR NO 1 LOT 15
Legal Range	09E
Legal Township	03N
Legal Section	26
Legal Subdivision	LORRAINE MANOR NO 1
Legal Lot Number	15
Jurisdiction	OAKLAND MI
Township / Civil Division	WATERFORD
Census Block Group	3
Census Block	3004
Census Tract	144701

Owner

Source: Oakland County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	131 LORBERTA LN, WATERFORD, MI 48328-3042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CREDIT UNION
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CREDIT UNION
Jun 30, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Prior Sale	Jan 12, 2016 · Amount on Record
Deed Document Number	2020127576
Deed Book / Page	54429 / 614
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Jun 1, 2026
Property Address	131 LORBERTA LN, WATERFORD, MI 48328-3042
Document Number	0000076346
Book / Page	61243 / 289
Instrument Date	May 22, 2026
Instrument	202676346
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 LORBERTA LN, WATERFORD, MI 48328-3042

Mortgage

Document Number	0000076346,
Date	Jun 1, 2026
Book Page	61243/289
Instrument	202676346

Lender

Name	GENISYS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.58%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Apr 22, 2026
Property Address	131 LORBERTA LN, WATERFORD, MI 48328-3042
Document Number	20260053920
Book / Page	61131 / 744
Instrument Date	Apr 6, 2026
Instrument	202653920
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 LORBERTA LN, WATERFORD, MI 48328-3042

Mortgage

Document Number	0000053920,
Date	Apr 22, 2026
Book Page	61131/744
Instrument	202653920

Lender

Name	GENISYS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 10, 2041

Interest

Rate Type	Fixed Rate
Rate	5.43%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 30, 2020
Property Address	131 LORBERTA LN, WATERFORD, MI 48328-3042
Document Number	0000127576
Book / Page	54429 / 614
Map Reference	LB 75 PG 27
Instrument Date	Jun 26, 2020
Instrument	127576
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 LORBERTA LN, 131, WATERFORD, MI 48328-3042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 LORBERTA LN, WATERFORD, MI 48328-3042

Mortgage

Document Number	0054429616
Date	Jun 30, 2020
Instrument	54429/616

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Waterford Charter Township
Unified School District	Waterford School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,898.00 (-40.48%) Homeowner's exemption	$98,160 (+18.19%)	$196,320 (+18.19%)
2024	$3,189.00 (+15.54%)
2023		$83,050	$166,100
2021	$2,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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