131 Lazy Ln, Ridgeway, SC 29130 Property Records

Fairfield County property record for 131 Lazy Ln, Ridgeway, SC 29130

Property Summary

Property TypeSingle Family Home
Details2,130 sqft · built 2009
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$1,050,000 (Mar 2025)
Tax Bill$3,560 (2025)
Deeds & MortgagesAug 2018 Line of Credit
Flood ZoneZone X (moderate risk)
APN115-03-01-016-000

Property Details

APN / Parcel Number

Primary APN115-03-01-016-000
Alternative APN
  • 5774

Interior

Stories1 Story
Building Area2,130 sqft Living Area
Gross Area4,310 sqft
1st Floor Area1,459 sqft
Upper Floors Area671 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
PorchSlab
Porch Area1,509 sqft

Location & Zoning

Account Number5774
Street Address131 LAZY LN
CityRIDGEWAY
StateSC
Zip29130-9130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description131 LAZY LN S14 L32 & S17 AREAS 3&4 LW LAZY LANE PLAT: 604 - 38, 597 - 1764, 10 - 115
Legal SubdivisionLW LAZY LANE
JurisdictionFAIRFIELD SC
Township / Civil DivisionRIDGEWAY
Census Block Group3
Census Block3009
Census Tract960302

Owner

131 Lazy Ln is owned and occupied by two individuals who acquired it in July 2025.

Source: Fairfield County records, as of March 27, 2026

Owner of Record2 Individual Names on File
Mailing Address131 LAZY LN, RIDGEWAY, SC 29130-9130
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2025 · Amount on File
Deed SaleMar 25, 2025 · Amount on File
Deed Document Number2025539
Deed Book / Page1669 / 159
Last Transfer DateJul 8, 2025
Transfer Doc0000001865
Record UpdatedJun 8, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFIELD SC
Property Address131 LAZY LN, RIDGEWAY, SC 29130-9130
Document Number0000002032
Instrument DateAug 22, 2018
Transaction TypeMortgage
Record UpdatedFeb 6, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 LAZY LN RIDGEWAY SC 29130, RIDGEWAY, SC 29130

Mortgage

Document Number0000002032
DateAug 29, 2018
Book Page001335/000183
Instrument2032
Lender
NameSOUTH ST BK
TypeBank
AddressCOLUMBIA, SC 29202-3113
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueAug 28, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 131 Lazy Ln was $3,560, up 18.9% from the year before.

Source: Fairfield County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyFairfield County
Unified School DistrictFairfield County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,560.00 (+18.86%)$26,556 (+59.48%) Land $8,000 Building $18,556$663,900 (+59.48%) Land $200,000 Building $463,900
2024$2,995.00 (-2.32%)$16,652 (-) Land $8,000 Building $8,652$416,300 (-) Land $200,000 Building $216,300
2023$3,066.00 (+9.58%)$16,652 (-) Land $8,000 Building $8,652$416,300 (-) Land $200,000 Building $216,300
2022$2,798.00$16,652 Land $8,000 Building $8,652$416,300 Land $200,000 Building $216,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 131 Lazy Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 99 policies
Nearby Flood Policies99 in force
Nearby Flood Claims23 (2015–2024)
Claims Outside the SFHA2 of 23
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Lazy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber
5,000 / 5,000

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