131 Larson Ave, Elkhart, IN 46516 Property Records

Elkhart County property record for 131 Larson Ave, Elkhart, IN 46516

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,432 sqft · built 1959
Lot Size0.185 acres (8,059 sqft)
OwnerIndividual Name on File
Last Sale$98,000 (Dec 2021)
Tax Bill$3,209 (2024)
Deeds & MortgagesJan 2021 Mortgage
Dec 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-06-03-232-012.000-012

Property Details

APN / Parcel Number

Primary APN20-06-03-232-012.000-012
Alternative APN
  • 0603232012012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,432 sqft Living Area
Gross Area1,960 sqft
1st Floor Area1,432 sqft
Basement Area432 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,059 sqft (0.185 acres)
Lot Dimensions161 ft deep x 50 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area32 sqft
Patio Area216 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address131 LARSON AVE
CityELKHART
StateIN
Zip46516-5136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZO01
Legal DescriptionIN NE 50X162.55FT N SIDE GRADY & 520FT W OF E LINE SEC 3 .18A
Legal Block232
JurisdictionELKHART IN
Township / Civil DivisionCONCORD
Census Block Group3
Census Block3025
Census Tract2900

Owner

Source: Elkhart County records · APN 20-06-03-232-012.000-012

Assessment roll updated December 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address131 LARSON AVE, ELKHART, IN 46516-5136
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Dec 14, 2021Contract Sale, Transfer
Jun 21, 2021Quit Claim Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 14, 2021 · Amount on Record
Deed SaleDec 14, 2021 · Amount on Record
Prior SaleJun 21, 2021 · Amount on Record
Deed Document Number202133618
Prior Transfer DateJan 14, 2011
Prior Transfer Doc0201101537
Record UpdatedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKHART IN
Property Address131 LARSON AVE, ELKHART, IN 46516-5136
Transaction TypeMortgage
Record UpdatedMar 31, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002499
DateJan 29, 2021
Instrument2021-02499
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term296 Months
DueSep 01, 2045

December 2021: Contract Sale, Transfer

Document TypeContract Sale
JurisdictionELKHART IN
Recording DateDec 14, 2021
Property Address131 LARSON AVE, ELKHART, IN 46516-5136
Document Number0000003618
Instrument DateDec 14, 2021
Instrument2021-33618
Transaction TypeTransfer
Record UpdatedJun 09, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionELKHART IN
Recording DateJun 21, 2021
Property Address131 LARSON AVE, ELKHART, IN 46516-5136
Document Number0000006372
Instrument DateJun 18, 2021
Instrument2021-16372
Transaction TypeTransfer
Record UpdatedJun 09, 2023

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 LARSON AVE, ELKHART, IN 46516-5136

Mortgage

Document Number0000006373
DateJun 21, 2021
Instrument2021-16373
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2036

Tax Assessment & Valuation

Source: Elkhart County records · Assessment roll updated December 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateIndiana
CountyElkhart County
County SubdivisionConcord Township
MunicipalityElkhart City
Unified School DistrictElkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$161,400 (+2.22%) Land $16,100 Building $145,300$161,400 (+2.22%) Land $16,100 Building $145,300
2024$3,209.00 (+16.23%)$157,900 (+6.26%) Land $16,100 Building $141,800$157,900 (+6.26%) Land $16,100 Building $141,800
2023$148,600 (+9.51%) Land $16,100 Building $132,500$148,600 (+9.51%) Land $16,100 Building $132,500
2022$2,761.00 Homeowner's exemption$135,700 Land $16,100 Building $119,600$135,700 Land $16,100 Building $119,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Surf Air Wireless
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 318 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELKHART PUBLIC WORKS AND UTILITIES
serves 46,455 people
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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