131 Lapham St, Rochester, NY 14615 Property Records

Monroe County and Rochester City property record for 131 Lapham St, Rochester, NY 14615

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,420 sqft · built 1910
Lot Size	0.099 acres (4,327 sqft)
Owner	Individual Name on File
Last Sale	$112,000 (Oct 2020)
Tax Bill	$1,308 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015729-00.0`

Property Details

APN / Parcel Number

Primary APN	`015729-00.0`
Alternative APNs	`140009044000010590000000` `261400 090.44-1-59`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,420 sqft Living Area
1st Floor Area	601 sqft
2nd Floor Area	546 sqft
Upper Floors Area	273 sqft
Game Room	Game Room

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,327 sqft (0.099 acres)
Lot Dimensions	112 ft deep x 38.5 ft wide
Garage Type	Detached
Garage Area	323 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	59 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	015729-00.0
Street Address	131 LAPHAM ST
City	ROCHESTER
State	NY
Zip	14615-3015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Description	0019.00 108 10 00000 23 C P EVANS SUB
Legal Subdivision	CHARLES P EVANS SUBDIVISION
Legal Block	1
Legal Lot Number	59.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1002
Census Tract	1900

Owner

Source: Monroe County and Rochester City records · APN 015729-00.0

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	131 LAPHAM ST, ROCHESTER, NY 14615-3015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2025	Deed of Trust, Mortgage · Line of Credit THE SUMMIT FCU
Apr 21, 2023	Deed of Trust, Mortgage · Line of Credit THE SUMMIT FCU
Oct 26, 2020	Warranty Deed, Transfer · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 26, 2020 · Amount on Record
Deed Sale	Oct 26, 2020 · Amount on Record
Prior Sale	Aug 29, 2002 · Amount on Record
Deed Document Number	20201292
Deed Book / Page	12412 / 300
Record Updated	Jun 08, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	131 LAPHAM ST, ROCHESTER, NY 14615-3015
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 LAPHAM ST, ROCHESTER, NY 14615-3015

Mortgage

Document Number	202503327777
Date	Aug 27, 2025
Book Page	31122/897
Instrument	202503327777

Lender

Name	THE SUMMIT FCU
Type	Credit Union
Address	ROCHESTER, NY 14626

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 01, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	131 LAPHAM ST, ROCHESTER, NY 14615-3015
Transaction Type	Mortgage
Record Updated	May 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 LAPHAM ST, ROCHESTER, NY 14615-3015

Mortgage

Document Number	0000000322
Date	Apr 21, 2023
Book Page	30268/155
Instrument	202304210322

Lender

Name	THE SUMMIT FCU
Type	Credit Union
Address	ROCHESTER, NY 14626

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 01, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Oct 26, 2020
Property Address	131 LAPHAM ST, ROCHESTER, NY 14615-3015
Document Number	0000001292
Book / Page	12412 / 300
Map Reference	LB 23 PG 14
Instrument Date	Oct 21, 2020
Instrument	202010261292
Transaction Type	Transfer
Record Updated	May 05, 2022
Title Company	STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$448.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 LAPHAM ST, 131, ROCHESTER, NY 14615-3015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 LAPHAM ST, ROCHESTER, NY 14615-3015

Mortgage

Document Number	0000001293
Date	Oct 26, 2020
Instrument	202010261293

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Mortgage

Document Number	0000001294
Date	Oct 26, 2020
Book Page	28814/361
Instrument	202010261294

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County and Rochester City records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,308.00	$140,000 (+77.22%) Land $7,300 Building $132,700	$140,000 (+47.09%) Land $7,300 Building $132,700
2023		$79,000 Land $5,700 Building $73,300	$95,181 Land $6,867 Building $88,314

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed Area	Within Seneca Park East and West listed 2003 · 24 contributing resources · NRIS 03000969

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Greenlight Networks Holding, T-Mobile USA.

Based on FCC filings for 341 locations within half a mile of this property.

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