131 Lakeside Ave, Rumson, NJ 07760 Property Records

Monmouth County and Middletown Township property record for 131 Lakeside Ave, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,525 sqft · built 1996
Lot Size	0.745 acres (32,430 sqft)
Owner	2 Individual Names on File
Last Sale	$1,140,000 (Mar 2021)
Tax Bill	$21,486 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`32-00840-03-00021-02`

Property Details

APN / Parcel Number

Primary APN	`32-00840-03-00021-02`
Alternative APNs	`32008400003000210002` `320142900000006811`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,525 sqft Living Area
1st Floor Area	1,796 sqft
Upper Floors Area	1,596 sqft
Attic	Attic
Attic Area	69 sqft
Basement Area	1,262 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	32,430 sqft (0.745 acres)
Lot Dimensions	235 ft deep x 138 ft wide
Garage Type	Built-in
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	78 sqft
Patio Area	210 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	320142900000006811
Street Address	131 LAKESIDE AVE
City	RUMSON
State	NJ
Zip	07760-2355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	OFFICIAL TAX MAP/TOWNSHIP/MIDD
Legal Block	840.3
Legal Lot Number	21.2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	4
Census Block	4028
Census Tract	800900

Owner

131 Lakeside Ave is owned and occupied by two individuals who bought it in March 2021.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	131 LAKESIDE AVE, RUMSON, NJ 07760-2355
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2021 · Amount on File
Deed Sale	Mar 17, 2021 · Amount on File
Prior Sale	Jul 14, 2008 · Amount on File
Deed Document Number	202141964
Deed Book / Page	9491 / 5259
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 17, 2021
Property Address	131 LAKESIDE AVE, RUMSON, NJ 07760-2355
Document Number	0094915259
Book / Page	9491 / 5259
Instrument Date	Feb 23, 2021
Instrument	2021041964
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	TITLE LINK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,669.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 SHREWSBURY DR, 50, RUMSON, NJ 07760-1844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 LAKESIDE AVE, LOCUST, NJ 07760-2355

Mortgage

Document Number	2021041965
Date	Mar 17, 2021
Instrument	2021041965

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 131 Lakeside Ave was $21,486, up 5.5% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,372,200 (+3.08%) Land $620,900 Building $751,300	$1,372,200 (+3.08%) Land $620,900 Building $751,300
2025	$21,486.00 (+5.5%)	$1,331,200 Land $586,700 Building $744,500	$1,331,200 Land $586,700 Building $744,500
2024	$20,365.00
2023		$1,268,700 Land $469,200 Building $799,500	$1,268,700 Land $469,200 Building $799,500
2022	$20,927.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Lakeside Ave in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1992–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Lakeside Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 59% of New Jersey
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20