131 Key Haven Rd, Key West, FL 33040 Property Records

Monroe County property record for 131 Key Haven Rd, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,068 sqft · built 1995
Lot Size0.302 acres (13,132 sqft)
OwnerCompany Name on Record
Last Sale$2,800,000 (Mar 2022)
Tax Bill$18,587 (2024)
Deeds & MortgagesFeb 2023 Transfer
Mar 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN00138580-000000

Property Details

APN / Parcel Number

Primary APN00138580-000000
Alternative APNs
  • 26672500138580000000
  • 1172758

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,068 sqft Living Area
Gross Area3,700 sqft
1st Floor Area2,892 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2017
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area13,132 sqft (0.302 acres)
Garage TypeAttached
Garage Area632 sqft

Exterior Amenities

Pool Area384 sqft
PorchOpen Porch
Porch Area1,720 sqft
Deck Area786 sqft
Patio Area1,256 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1172758
Street Address131 KEY HAVEN RD
CityKEY WEST
StateFL
Zip33040-6212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 1 PT LT 1 KEY HAVEN EIGHTH ADDITION RACCOON KEY PB5-61 OR291-272 OR318-304 OR321-1 OR795-2304 OR795-2311 OR890-1655 OR1138-1519 OR1334-1730 OR1334-1734 OR1362-2401 OR2438-536 OR2436-964 OR2722-1806 OR3099-2184 OR3212-0627 OR 3260-1060
Legal Range25E
Legal Township67S
Legal Section26
Legal SubdivisionKEY HAVEN 8TH ADD
Legal Block1
Legal Lot Number1
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1010
Census Tract971800

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address131 KEY HAVEN RD, KEY WEST, FL 33040-6212
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2023Intrafamily Transfer, Transfer
ACCOMMODATION
Mar 21, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 24, 2021Warranty Deed, Transfer
MIDFLORIDA TITLE PROFESSIONALS, FLORIDA TITLE PROFESSIONAL
Sep 4, 2019Deed of Trust, Mortgage · Line of Credit
KEYS FCU
Jan 22, 2019Deed of Trust, Mortgage
MORGAN STANLEY PVT BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 21, 2022 · Amount on Record
Deed SaleMar 21, 2022 · Amount on Record
Prior SaleMay 24, 2021 · Amount on Record
Deed Document Number20222366759
Deed Book / Page3162 / 678
Last Transfer DateFeb 6, 2023
Transfer Doc0032120627
Record UpdatedSep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateFeb 16, 2023
Property Address131 KEY HAVEN RD, KEY WEST, FL 33040-6212
Document Number0032120627
Book / Page3212 / 627
Map ReferenceMB 5 PG 61
Instrument DateFeb 6, 2023
Instrument2406956
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address131 KEY HAVEN RD, KEY WEST, FL 33040-6212

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address131 KEY HAVEN RD, KEY WEST, FL 33040-6212

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 21, 2022
Property Address131 KEY HAVEN RD, KEY WEST, FL 33040-6212
Document Number0031620678
Book / Page3162 / 678
Map ReferenceMB 5 PG 61
Instrument DateNov 22, 2021
Instrument2366759
Transaction TypeTransfer
Record UpdatedApr 8, 2022
Title CompanyNOT AVAILABLE, HARBOR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$19,600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18119 FRANKFORD LAKES CIR, 18119, DALLAS, TX 75252-7946

Transferred To (Grantee/Buyer)

NameVerified Name
Address4124 CADLE CREEK RD, EDGEWATER, MD 21037-4529

Mortgage

Document Number0003162681
DateMar 21, 2022
Instrument3162/681
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueDec 1, 2051

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 24, 2021
Property Address131 KEY HAVEN RD, KEY WEST, FL 33040-6212
Document Number0030992184
Book / Page3099 / 2184
Map ReferenceMB 5 PG 61
Instrument DateMay 19, 2021
Instrument2321326
Transaction TypeTransfer
Record UpdatedJun 8, 2021
Title CompanyMIDFLORIDA TITLE PROFESSIONALS, FLORIDA TITLE PROFESSIONAL

Transaction

AmountAmount Recorded
Tax$17,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address131 KEY HAVEN RD, 131, KEY WEST, FL 33040-6212

Transferred To (Grantee/Buyer)

NameVerified Name
Address1812 GENEVIEVE CT, FLOWER MOUND, TX 75022-2605

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address131 KEY HAVEN RD, KEY WEST, FL 33040-6212
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029822474
DateSep 4, 2019
Book Page2982/2474
Instrument2235050
Lender
NameKEYS FCU
TypeCredit Union
AddressKEY WEST, FL 33040
Agreement
TypeLine of Credit
AmountAmount Recorded
Term216 Months
DueSep 3, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address131 KEY HAVEN RD, KEY WEST, FL 33040-6212
Document Number0029480484
Instrument DateJan 22, 2019
Transaction TypeMortgage
Record UpdatedMar 11, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 KEY HAVEN RD KEY WEST FL 330406212, KEY WEST, FL 33040-6212

Mortgage

Document Number0029480484
DateFeb 8, 2019
Book Page002948/000484
Instrument2205529
Lender
NameMORGAN STANLEY PVT BK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 7, 2049
Interest
Rate TypeAdjustable Rate
Rate3.95%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,268,640 (+7.7%)$2,749,821 (+30.54%) Land $1,801,710 Building $948,111
2024$18,587.00 (+3.67%)
2023$17,929.00 (-0.44%) Homeowner's exemption$2,106,484 (-0.21%) Land $1,234,408 Building $872,076$2,106,484 (-0.21%) Land $1,234,408 Building $872,076
2022$18,009.00 Homeowner's exemption$2,110,983 Land $1,234,408 Building $876,575$2,110,983 Land $1,234,408 Building $876,575

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 363 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies388 units insured
incl. 25 condo units
Nearby Flood Claims402 (1980–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 46 claims
  • Hurricane Wilma, Nov 2005 · 265 claims
  • Hurricane Georges, Sep 1998 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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