131 Kane St, Geneva, IL 60134 Property Records

Kane County property record for 131 Kane St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,843 sqft · built 1996
Lot Size	0.201 acres (8,775 sqft)
Owner	2 Individual Names on Record
Last Sale	$338,000 (Jan 2014)
Tax Bill	$12,003 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-02-360-015`

Property Details

APN / Parcel Number

Primary APN	`12-02-360-015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,843 sqft Living Area
Gross Area	2,755 sqft
Basement Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	8,775 sqft (0.201 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	131 KANE ST
City	GENEVA
State	IL
Zip	60134-2813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 IN BLK 4 OF L DEARBORNS ADD
Legal Subdivision	L DEARBORNS ADD
Legal Block	4
Legal Lot Number	11
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	3
Census Block	3011
Census Tract	852500

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	131 KANE ST, GENEVA, IL 60134-2813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CO
Sep 10, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2014 · Amount on Record
Deed Sale	Jan 14, 2014 · Amount on Record
Prior Sale	Apr 12, 2006 · Amount on Record
Deed Document Number	20141949
Prior Transfer Date	Jul 20, 2006
Prior Transfer Doc	0000082920
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	131 KANE ST, GENEVA, IL 60134-2813
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043338
Date	Jun 7, 2021
Instrument	2021K043338

Lender

Name	FIRST CENTENNIAL MORTGAGE CO
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	131 KANE ST, GENEVA, IL 60134-2813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044241
Date	Sep 10, 2018
Instrument	2018K044241

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,003.00 (+10.91%) Homeowner's exemption	$174,194 (+8.5%) Land $30,341 Building $143,853	$522,791 (+8.5%) Land $91,059 Building $431,732
2024		$160,547 (+18.38%) Land $27,964 Building $132,583	$481,834 (+18.43%) Land $83,926 Building $397,908
2022	$10,822.00 (+3.01%) Homeowner's exemption	$135,618 (+3.86%) Land $23,622 Building $111,996	$406,854 (+3.86%) Land $70,866 Building $335,988
2021	$10,506.00 Homeowner's exemption	$130,578 Land $22,744 Building $107,834	$391,734 Land $68,232 Building $323,502

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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