131 K St NW, Ardmore, OK 73401 Property Records

Carter County property record for 131 K St NW, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 868 sqft · built 1937
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$61,000 (Jul 2025)
Tax Bill	$477 (2025)
Deeds & Mortgages	Aug 2005 Mortgage Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0010-00-294-004-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`0010-00-294-004-0-001-00`
Alternative APN	`2836`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	868 sqft Living Area
1st Floor Area	868 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1994
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	53 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	265 sqft
Deck Area	120 sqft
Shed	1 Shed
Lean-To	49 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	2836
Street Address	131 K ST NW
City	ARDMORE
State	OK
Zip	73401-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ARDMORE LOTS & BLKS, BLK 294 LOT 4 N/2 N/2(100X53.35)
Legal Range	02E
Legal Township	04S
Legal Section	30
Legal Subdivision	ARDMORE CITY
Legal Block	294
Legal Lot Number	4
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1004
Census Tract	892900

Owner

131 K St NW is owned by two individuals who bought it in July 2025.

Source: Carter County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 258, LONE GROVE, OK 73443-0258
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2005	Deed of Trust, Mortgage · Conventional Mortgage REALTY MORTGAGE CORP
Jul 22, 2025	Warranty Deed, Transfer · Non-Conforming Investor Loan FIRST BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2025 · Amount on File
Deed Sale	Jul 22, 2025 · Amount on File
Prior Sale	Jan 13, 2023 · Amount on File
Deed Document Number	20257773
Deed Book / Page	7735 / 157
Prior Transfer Date	Jan 14, 2014
Prior Transfer Doc	5833000081
Record Updated	Oct 29, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	131 K ST NW, ARDMORE, OK 73401-4504
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004336/232
Date	Aug 2, 2005
Book Page	4336/232
Instrument	2005-009071

Lender

Name	REALTY MORTGAGE CORP
Type	Mortgage Company
Address	FLOWOOD, MS 39232

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2035

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jul 22, 2025
Property Address	131 K ST NW, ARDMORE, OK 73401-4504
Document Number	007735/157
Book / Page	7735 / 157
Instrument Date	Jul 21, 2025
Instrument	I-2025-007773
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$91.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 258, LONE GROVE, OK 73443-0258

Mortgage

Document Number	I2025007774
Date	Jul 22, 2025
Instrument	I-2025-007774

Lender

Name	FIRST BANK & TRUST CO
Type	Bank

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	240 Months
Due	Jul 25, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 131 K St NW was $477.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,320 (+52.88%) Land $900 Building $6,420	$61,000 (+23.38%) Land $7,500 Building $53,500
2025	$477.00	$4,788 Land $474 Building $4,314	$49,440 Land $7,500 Building $41,940
2023	$450.00	$4,560 Land $451 Building $4,109	$38,000 Land $3,760 Building $34,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 131 K St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 131 K St NW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

Nearby Properties on K St NW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures