131 James St, Harrogate, TN 37752 Property Records

Claiborne County property record for 131 James St, Harrogate, TN 37752

Property Summary

Property TypeSingle Family Home
Details1 ba · 690 sqft · built 1966
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$63,600 (Sep 2009)
Tax Bill$421 (2024)
Deeds & MortgagesAug 2024 Line of Credit
Oct 2023 Transfer
Flood ZoneZone X (minimal risk)
APN015G B 02400

Property Details

APN / Parcel Number

Primary APN015G B 02400
Alternative APN
  • 013015G B 02400

Interior

Full Baths1 Bath
Stories1 Story
Building Area690 sqft Living Area
1st Floor Area690 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1994
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions80 ft deep x 100 ft wide
PorchSlab
Porch Area96 sqft
Utility Building128 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address131 JAMES ST
CityHARROGATE
StateTN
Zip37752-8126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 06, ALSO INCLUDES PT 12, COUNTY AREA: H03
Legal SubdivisionE L GARLAND
Legal BlockC
Legal Lot Number6
JurisdictionCLAIBORNE TN
Township / Civil Division6
Census Block Group2
Census Block2033
Census Tract970200

Owner

Source: Claiborne County records, as of March 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address131 JAMES ST, HARROGATE, TN 37752-8126
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2024Deed of Trust, Mortgage · Line of Credit
ENRICHMENT FCU
Oct 4, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2009 · Amount on Record
Deed SaleSep 24, 2009 · Amount on Record
Prior SaleOct 28, 2003
Deed Book / Page1297 / 737
Last Transfer DateJun 23, 2023
Transfer Doc0001642537
Record UpdatedSep 20, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAIBORNE TN
Property Address131 JAMES ST, HARROGATE, TN 37752-8126
Transaction TypeMortgage
Record UpdatedJan 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001662225
DateAug 12, 2024
Book Page1662/225
Instrument24013151
Lender
NameENRICHMENT FCU
TypeCredit Union
AddressOAK RIDGE, TN 37831
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAIBORNE TN
Recording DateOct 4, 2023
Property Address131 JAMES ST, HARROGATE, TN 37752-8126
Document Number0001642537
Book / Page1642 / 537
Map ReferenceMB 83 PG 450
Instrument DateJun 23, 2023
Instrument23009655
Transaction TypeTransfer
Record UpdatedJan 29, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 JAMES ST, HARROGATE, TN 37752-8126

Tax Assessment & Valuation

Source: Claiborne County assessment roll, as of January 29, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyClaiborne County
MunicipalityHarrogate City
Unified School DistrictClaiborne County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,000 (-) Land $2,575 Building $15,425
2024$421.00 (+16.94%)
2022$360.00$18,000 Land $2,575 Building $15,425$72,000 Land $10,300 Building $61,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1991–1998)
Most Recent ClaimMay 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 63% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARTHUR-SHAWANEE UTILITY DISTRICT
serves 10,037 people · EPA ID TN0000022
Water SourceSurface water
Last State InspectionMay 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable
2,000 / 50
Point Broadband
Fiber
1,000 / 1,000
MountaiNet Telephone Company
Fiber
1,000 / 1,000

Nearby Properties on James St

Nearby Streets

Search Property Records by Address or Parcel Number