131 Ingred St, Waco, TX 76705 Property Records

McLennan County property record for 131 Ingred St, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,944 sqft · built 2003
Lot Size0.39 acres (16,975 sqft)
Owner2 Individual Names on Record
Last Sale$129,400 (Oct 2018)
Tax Bill$2,364 (2025)
Deeds & MortgagesOct 2020 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN20-022600-009100-1

Property Details

APN / Parcel Number

Primary APN20-022600-009100-1
Alternative APNs
  • 2002260000910010101
  • 112448

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,944 sqft Living Area
Gross Area2,520 sqft
1st Floor Area1,944 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area16,975 sqft (0.39 acres)
Lot Dimensions135 ft deep x 120 ft wide
Garage TypeAttached
Garage Area576 sqft
DrivewayConcrete Driveway
Driveway Area500 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area444 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address131 INGRED ST
CityWACO
StateTX
Zip76705-5115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionCHALK BLUFF LOT 1A BLOCK 5 ACRES .3897
Legal SubdivisionCHALK BLUFF
Legal Block5
Legal Lot Number1A
JurisdictionMCLENNAN TX
Township / Civil DivisionELM MOTT
Census Block Group3
Census Block3040
Census Tract3402

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address131 INGRED ST, WACO, TX 76705-5115
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
SECURITY SERVICE FCU
Oct 8, 2018Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2018 · Amount on Record
Deed SaleOct 8, 2018 · Amount on Record
Prior SaleJul 20, 2017
Deed Document Number201835558
Prior Transfer DateOct 5, 2018
Prior Transfer Doc0000035558
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address131 INGRED ST, WACO, TX 76705-5115
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038516
DateOct 28, 2020
Instrument2020038516
Lender
NameSECURITY SERVICE FCU
TypeCredit Union
AddressSAN ANTONIO, TX 78249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateOct 8, 2018
Property Address131 INGRED ST, WACO, TX 76705-5115
Document Number0000035558
Instrument DateOct 5, 2018
Instrument35558
Transaction TypeTransfer
Record UpdatedNov 5, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address131 INGRED ST WACO TX 767055115, WACO, TX 76705-5115

Mortgage

Document Number35559
DateOct 8, 2018
Instrument35559
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 7, 2048

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
Unified School DistrictConnally Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$158,000 (-7.33%) Land $55,170 Building $102,830$158,000 (-7.33%) Land $55,170 Building $102,830
2025$2,364.00 (-11.63%)$170,504 (-12.56%) Land $50,080 Building $120,424$170,504 (-12.56%) Land $50,080 Building $120,424
2024$2,675.00 (-4.63%)
2023$195,000 Land $50,080 Building $144,920$195,000 Land $50,080 Building $144,920
2022$2,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 72% of Texas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHALK BLUFF WSC
serves 3,852 people · EPA ID TX1550020
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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