131 Inglenook Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 131 Inglenook Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,771 sqft · built 1989
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Sep 2013)
Tax Bill	$3,968 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A870003337`

Property Details

APN / Parcel Number

Primary APN	`A870003337`
Alternative APN	`3-0040-6134-00-0407.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,771 sqft Living Area
Gross Area	4,042 sqft
1st Floor Area	1,077 sqft
Basement Area	1,005 sqft
Finished Basement	754 sqft
Unfinished Basement	251 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	88 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A870003337
Street Address	131 INGLENOOK CT
City	SAINT CHARLES
State	MO
Zip	63304-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINEYARDS #2 LOT 407
Legal Subdivision	VINEYARDS #2
Legal Lot Number	407
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	1
Census Block	1004
Census Tract	311132

Owner

131 Inglenook Ct is owned and occupied by an individual who acquired it in June 2018.

Source: St. Charles County records, as of May 12, 2026

Owner of Record	Individual Name on File
Mailing Address	131 INGLENOOK CT, SAINT CHARLES, MO 63304-1415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACCESS CAPITAL FUNDING LLC
Oct 11, 2018	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jun 28, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2013 · Amount on File
Deed Sale	Sep 10, 2013 · Amount on File
Deed Document Number	2013716510
Deed Book / Page	6090 / 1824
Last Transfer Date	Jun 28, 2018
Transfer Doc	0069410490
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	May 1, 2026
Property Address	131 INGLENOOK CT, SAINT CHARLES, MO 63304-1415
Document Number	0000000005
Instrument Date	Apr 27, 2026
Instrument	20265
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 INGLENOOK CT, SAINT CHARLES, MO 63304-1415

Mortgage

Document Number	0000000005,
Date	May 1, 2026
Instrument	20265

Lender

Name	COMMERCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	143 Months
Due	Apr 27, 2038

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	131 INGLENOOK CT, SAINT CHARLES, MO 63304-1415
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 INGLENOOK CT, SAINT CHARLES, MO 63304-1415

Mortgage

Document Number	2021R051057
Date	Jun 16, 2021
Instrument	2021R-051057

Lender

Name	ACCESS CAPITAL FUNDING LLC
Type	Lending Institution
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	131 INGLENOOK CT, SAINT CHARLES, MO 63304-1415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069882338
Date	Oct 11, 2018
Book Page	6988/2338
Instrument	20181011000581380

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 29, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 28, 2018
Property Address	131 INGLENOOK CT, SAINT CHARLES, MO 63304-1415
Document Number	0069410490
Book / Page	006941 / 000490
Instrument Date	Jun 28, 2018
Instrument	364630
Transaction Type	Transfer
Record Updated	Jul 25, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 INGLENOOK CT ST CHARLES MO 633041415, ST CHARLES, MO 63304-1415

Tax Assessment & Valuation

The 2025 property tax bill for 131 Inglenook Ct was $3,968, up 13.1% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,968.00 (+13.11%)	$66,880	$352,001 Land $65,000 Building $287,001
2024	$3,508.00
2023		$58,701
2022			$308,955 Land $55,000 Building $253,955

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 131 Inglenook Ct in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	26 (1979–2019)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 5 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims Severe Storms & Flooding, Sep 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Inglenook Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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