131 Hudson Cv, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 131 Hudson Cv, Edgewater, NJ 07020

Property Summary

Property TypeSingle Family Home
Details2,690 sqft · built 2000
Lot Size0.081 acres (3,507 sqft)
Owner2 Individual Names on File
Last Sale$2,050,000 (Feb 2025)
Tax Bill$20,235 (2025)
Deeds & MortgagesSep 2025 Mortgage
Jun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-00025-0000-00002-05

Property Details

APN / Parcel Number

Primary APN13-00025-0000-00002-05
Alternative APN
  • 13000250000000020005

Interior

Building Area2,690 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleTownhouse
Lot Area3,507 sqft (0.081 acres)

Location & Zoning

Street Address131 HUDSON CV
CityEDGEWATER
StateNJ
Zip07020-1480
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionHUDSON COVE
Legal Block25
Legal Lot Number2.05
JurisdictionBERGEN NJ
Township / Civil DivisionEDGEWATER
Census Block Group4
Census Block4001
Census Tract13002

Owner

131 Hudson Cv is owned and occupied by two individuals who bought it in February 2025.

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address131 HUDSON CV, EDGEWATER, NJ 07020-1480
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2025Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jun 9, 2023Deed, Transfer · Seller Carry-Back
LAWRENCE BAILEY ETUX

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2025 · Amount on File
Deed SaleFeb 26, 2025 · Amount on File
Prior SaleJun 9, 2023 · Amount on File
Deed Document Number202513479
Deed Book / Page5437 / 870
Prior Transfer DateFeb 8, 2010
Prior Transfer Doc0005040913
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address131 HUDSON CV, EDGEWATER, NJ 07020-1480
Transaction TypeMortgage
Record UpdatedOct 9, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address634 PORTSIDE DR, EDGEWATER, NJ 07020-1169

Mortgage

Document Number0056051615
DateSep 22, 2025
Book Page5605/1615
Instrument2025065049
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term354 Months
DueMar 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateMar 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.2%
IndexSOFR Average 30-Day
Max Rate11.2%

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJun 9, 2023
Property Address131 HUDSON CV, EDGEWATER, NJ 07020-1480
Document Number0050111575
Book / Page5011 / 1575
Instrument DateMay 10, 2023
Instrument2023038143
Transaction TypeTransfer
Record UpdatedOct 18, 2023
Title CompanyFORESCENE TITLE AGCY LLC, FORESCENE TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$17,010.20
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7823 BOWSPIRIT WAY, LAKEWOOD RANCH, FL 34202-2305

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 HUDSON CV, EDGEWATER, NJ 07020-1479

Mortgage

Document Number2023038144
DateJun 9, 2023
Instrument2023038144
Lender
NameLAWRENCE BAILEY ETUX
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount on Record
Term35 Months
DueMay 1, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 131 Hudson Cv was $20,235, up 7.7% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityEdgewater Borough
Unified School DistrictEdgewater Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,385,100 (+12.6%) Land $440,000 Building $945,100$1,385,100 (+12.6%) Land $440,000 Building $945,100
2025$20,235.00 (+7.71%)$1,230,100 Land $390,000 Building $840,100$1,230,100 Land $390,000 Building $840,100
2024$18,787.00
2023$1,164,200 (+3.81%) Land $360,000 Building $804,200$1,164,200 (+3.81%) Land $360,000 Building $804,200
2022$18,078.00 (-21.11%)$1,121,500 Land $340,000 Building $781,500$1,121,500 Land $340,000 Building $781,500
2021$22,915.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Hudson Cv in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 individual policies
Nearby Flood Policies589 units insured
incl. 550 condo units
Nearby Flood Claims35 (1985–2024)
Claims Outside the SFHA6 of 35
Most Recent ClaimApr 2024 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 3 claims
  • Hurricane Sandy, Oct 2012 · 17 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 131 Hudson Cv has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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