131 Holmes Dr, Paducah, KY 42003 Property Records

McCracken County property record for 131 Holmes Dr, Paducah, KY 42003

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,278 sqft · built 1959
Lot Size	0.319 acres (13,900 sqft)
Owner	2 Individual Names on File
Last Sale	$155,500 (Sep 2026)
Tax Bill	$1,344 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`128-40-04-037`

Property Details

APN / Parcel Number

Primary APN	`128-40-04-037`
Alternative APN	`112458`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,278 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,900 sqft (0.319 acres)
Lot Dimensions	139 ft deep x 100 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	112458
Street Address	131 HOLMES DR
City	PADUCAH
State	KY
Zip	42003-1040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23-15-62 100X139X100X138 131 HOLMES L6
Legal Subdivision	HOLMES
Legal Lot Number	6
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	4
Census Block	4000
Census Tract	31100

Owner

131 Holmes Dr is owned and occupied by two individuals who bought it in September 2026.

Source: McCracken County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	131 HOLMES DR, PADUCAH, KY 42003-1040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 27, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Prior Sale	Aug 23, 2019 · Amount on File
Deed Document Number	2026857493
Deed Book / Page	1552 / 84
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCRACKEN KY
Recording Date	Sep 25, 2026
Property Address	131 HOLMES DR, PADUCAH, KY 42003-1040
Document Number	0000857493
Book / Page	1552 / 84
Instrument Date	Sep 22, 2026
Instrument	2026857493
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,705.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 HOLMES DR, PADUCAH, KY 42003-1040

Mortgage

Document Number	0000857493,
Date	Sep 25, 2026
Book Page	1897/767
Instrument	2026857493

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCRACKEN KY
Recording Date	Aug 27, 2026
Property Address	131 HOLMES DR, PADUCAH, KY 42003-1040
Document Number	0000855398
Book / Page	1894 / 421
Instrument Date	Aug 14, 2026
Instrument	2026855398
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 HOLMES DR, PADUCAH, KY 42003-1040

Mortgage

Document Number	0000855398,
Date	Aug 27, 2026
Book Page	1894/421
Instrument	2026855398

Lender

Name	COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 14, 2036

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 131 Holmes Dr was $1,344.

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Unified School District	McCracken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,100 (-)	$135,100 (-)
2025	$1,344.00	$135,100	$135,100
2023	$881.00 (-1.56%)	$90,500 (-)	$90,500 (-)
2022	$895.00	$90,500	$90,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Holmes Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–2002)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Holmes Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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