131 Hillside Dr, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 131 Hillside Dr, Elma, NY 14059

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,670 sqft · built 1976
Lot Size	0.613 acres (26,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$286,000 (Aug 2009)
Tax Bill	$4,920 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`144200 156.01-1-49`

Property Details

APN / Parcel Number

Primary APN	`144200 156.01-1-49`
Alternative APN	`42001560100001049000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,670 sqft Living Area
1st Floor Area	1,447 sqft
Upper Floors Area	223 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	26,625 sqft (0.613 acres)
Lot Dimensions	213 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	180 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	131 HILLSIDE DR
City	ELMA
State	NY
Zip	14059-9232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	1
Legal Lot Number	49.000
Jurisdiction	ERIE NY
Township / Civil Division	ELMA
Census Block Group	2
Census Block	2009
Census Tract	14101

Owner

Source: Erie County and Elma Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	131 HILLSIDE DR, ELMA, NY 14059-9232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit GREAT ERIE FEDERAL CREDIT UNION
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREAT ERIE FCU
Feb 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage GREAT ERIE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2009 · Amount on Record
Deed Sale	Aug 7, 2009 · Amount on Record
Prior Sale	Sep 27, 1995 · Amount on Record
Deed Document Number	2009158392
Deed Book / Page	11167 / 4135
Prior Transfer Date	Jun 22, 2009
Prior Transfer Doc	0111644987
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Recording Date	Apr 7, 2026
Property Address	131 HILLSIDE DR, ELMA, NY 14059-9232
Document Number	0141949139
Book / Page	14194 / 9139
Instrument Date	Mar 25, 2026
Instrument	202663841
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 HILLSIDE DR, ELMA, NY 14059-9232

Mortgage

Document Number	0000063841,
Date	Apr 7, 2026
Book Page	14194/9139
Instrument	202663841

Lender

Name	GREAT ERIE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Change Frequency	Monthly
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	131 HILLSIDE DR, ELMA, NY 14059-9232
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 HILLSIDE DR, ELMA, NY 14059-9232

Mortgage

Document Number	0139807335
Date	Feb 18, 2021
Book Page	13980/7335
Instrument	2021031436

Lender

Name	GREAT ERIE FCU
Type	Credit Union
Address	ORCHARD PARK, NY 14127

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	131 HILLSIDE DR, ELMA, NY 14059-9232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138029415
Date	Feb 28, 2017
Book Page	13802/9415
Instrument	2017041812

Lender

Name	GREAT ERIE FCU
Type	Credit Union
Address	ORCHARD PARK, NY 14127

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Elma Town
Unified School District	Iroquois Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,920.00 (+1.49%) Homeowner's exemption
2025	$4,848.00 (+2.76%)	$8,500 (-) Land $1,500 Building $7,000	$326,900 (+3.84%) Land $57,688 Building $269,212
2024	$4,718.00 Homeowner's exemption	$8,500 (-) Land $1,500 Building $7,000	$314,815 (+3.7%) Land $55,556 Building $259,259
2023	Homeowner's exemption	$8,500 Land $1,500 Building $7,000	$303,571 Land $53,571 Building $250,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jan 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549
Water Source	Purchased surface water from ECWA DIRECT
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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