131 Headley Ter, Irvington, NJ 07111 Property Records

Essex County and Irvington Township property record for 131 Headley Ter, Irvington, NJ 07111

Property Summary

Property Type	Single Family Home
Details	1,280 sqft · built 1920
Lot Size	0.077 acres (3,358 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (May 2026)
Tax Bill	$12,764 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Apr 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`09-00006-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`09-00006-0000-00009`
Alternative APNs	`090000600009` `01010000`

Interior

Stories	1 Story
Building Area	1,280 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	3,358 sqft (0.077 acres)
Lot Dimensions	112 ft deep x 30 ft wide

Location & Zoning

Account Number	01010000
Street Address	131 HEADLEY TER
City	IRVINGTON
State	NJ
Zip	07111-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30 X 112
Legal Block	6
Legal Lot Number	9
Jurisdiction	ESSEX NJ
Township / Civil Division	IRVINGTON
Census Block Group	5
Census Block	5003
Census Tract	12200

Owner

Source: Essex County and Irvington Township records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	131 HEADLEY TER, IRVINGTON, NJ 07111-1306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Apr 13, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 27, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 11, 2019	Quit Claim Deed, Mortgage UNITED WHOLESALE MTG
Sep 10, 2018	Grant Deed, Transfer · FHA Mortgage FREEDOM MTG
Sep 8, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE
Jul 6, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Sep 10, 2018 · Amount on Record
Deed Document Number	202634987
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	131 HEADLEY TER, IRVINGTON, NJ 07111-1306
Transaction Type	Mortgage
Record Updated	Jun 26, 2026
Title Company	MAC ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 HEADLEY TER, IRVINGTON, NJ 07111-1306

Mortgage

Document Number	0000045317
Date	Aug 5, 2024
Instrument	2024045317

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2054

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	131 HEADLEY TER, IRVINGTON, NJ 07111-1306
Transaction Type	Mortgage
Record Updated	Jun 26, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 HEADLEY TER, IRVINGTON, NJ 07111-1306

Mortgage

Document Number	0000022830
Date	Apr 13, 2023
Instrument	2023022830

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	May 1, 2063

May 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	May 27, 2026
Property Address	131 HEADLEY TER, IRVINGTON, NJ 07111-1306
Document Number	0000034987
Instrument Date	May 20, 2026
Instrument	202634987
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	NORTHSTAR TITLE, NORTH STAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,985.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 HEADLEY TER, IRVINGTON, NJ 07111-1306

Mortgage

Document Number	0000034988,
Date	May 27, 2026
Instrument	202634988

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 11, 2019
Property Address	131 HEADLEY TER, IRVINGTON, NJ 07111-1306
Document Number	0000085758
Instrument Date	Aug 21, 2019
Instrument	85758
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 MULFORD LN MONTCLAIR NJ 070421719, MONTCLAIR, NJ 07042-1719

Mortgage

Document Number	85760
Date	Sep 11, 2019
Instrument	85760

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341-3163

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 10, 2018
Property Address	131 HEADLEY TER, IRVINGTON, NJ 07111-1306
Document Number	0000078697
Instrument Date	Sep 4, 2018
Instrument	78697
Transaction Type	Transfer
Record Updated	Dec 11, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 HEADLEY TER IRVINGTON NJ 071111306, IRVINGTON, NJ 07111-1306

Mortgage

Document Number	78698
Date	Sep 10, 2018
Instrument	78698

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2048

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 8, 2017
Property Address	131 HEADLEY TER, IRVINGTON, NJ 07111-1306
Document Number	0000079713
Instrument Date	Aug 31, 2017
Instrument	79713
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$65.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	192 19TH AVE IRVINGTON NJ 071113715, IRVINGTON, NJ 07111-3715

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 6, 2017
Property Address	131 HEADLEY TER, IRVINGTON, NJ 07111-1306
Document Number	0000058364
Instrument Date	Jun 7, 2017
Instrument	58364
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	OLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	555 ORADELL AVE ORADELL NJ 076491721, ORADELL, NJ 07649-1721

Tax Assessment & Valuation

Source: Essex County and Irvington Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Irvington Township
Unified School District	Irvington Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$493,400 (-) Land $182,200 Building $311,200	$493,400 (-) Land $182,200 Building $311,200
2025	$12,764.00 (+2.48%)	$493,400 (+145.47%) Land $182,200 Building $311,200	$493,400 (+145.47%) Land $182,200 Building $311,200
2024	$12,455.00 (+3.96%)
2023		$201,000 Land $30,700 Building $170,300	$201,000 Land $30,700 Building $170,300
2022	$11,981.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,006 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum, T-Mobile.

Nearby Properties on Headley Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures