131 Harris St, Troy, MO 63379 Property Records

Lincoln County property record for 131 Harris St, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,356 sqft · built 1940
Lot Size	0.211 acres (9,191 sqft)
Owner	Individual Name on Record
Last Sale	$143,800 (Nov 2020)
Tax Bill	$959 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-70-26-003-002-017.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-26-003-002-017.000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
Basement Area	748 sqft
Unfinished Basement	748 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,191 sqft (0.211 acres)
Lot Dimensions	153 ft deep x 60 ft wide

Location & Zoning

Street Address	131 HARRIS ST
City	TROY
State	MO
Zip	63379-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	60' X 153' TRACT IN THE SW COR OUT LOT 17 US SURVEY 375 TOWN OF TROY
Legal Range	01W
Legal Township	49N
Legal Section	37
Legal Subdivision	HARRIS
Legal Lot Number	17
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	5
Census Block	5028
Census Tract	810305

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	131 HARRIS ST, TROY, MO 63379-1002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 8, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Nov 19, 2020	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Apr 30, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2020 · Amount on Record
Deed Sale	Nov 19, 2020 · Amount on Record
Prior Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	202013629
Deed Book / Page	2455 / 547
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	131 HARRIS ST, TROY, MO 63379-1002
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 HARRIS ST, TROY, MO 63379-1002

Mortgage

Document Number	002493/802
Date	Sep 12, 2023
Book Page	2493/802
Instrument	2023007037

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	131 HARRIS ST, TROY, MO 63379-1002
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 HARRIS ST, TROY, MO 63379-1002

Mortgage

Document Number	002481/409
Date	Jul 8, 2022
Book Page	2481/409
Instrument	2022007161

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Dec 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 19, 2020
Property Address	131 HARRIS ST, TROY, MO 63379-1002
Document Number	002455/547
Book / Page	2455 / 547
Instrument Date	Nov 6, 2020
Instrument	2020013629
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 HARRIS ST, TROY, MO 63379-1002

Mortgage

Document Number	2020013630
Date	Nov 19, 2020
Instrument	2020013630

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Mortgage

Document Number	002455/549
Date	Nov 19, 2020
Book Page	2455/549
Instrument	2020013631

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 30, 2018
Property Address	131 HARRIS ST, TROY, MO 63379-1002
Document Number	02422/0253
Book / Page	2422 / 0253
Instrument Date	Apr 27, 2018
Instrument	2018003615
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 HARRIS ST, TROY, MO 63379-1002

Mortgage

Document Number	2018003616
Date	Apr 30, 2018
Instrument	2018003616

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,270 (-) Land $1,727 Building $13,543
2025	$959.00 (+6.56%)	$15,270 (+7.89%) Land $1,727 Building $13,543	$80,370 (+7.89%) Land $9,090 Building $71,280
2023	$900.00 (+4.65%)	$14,153 Land $1,151 Building $13,002	$74,490 Land $6,060 Building $68,430
2022	$860.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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