131 Griffith St, Hudson, IA 50643 Property Records

Black Hawk County property record for 131 Griffith St, Hudson, IA 50643

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1983
Lot Size	0.175 acres (7,620 sqft)
Owner	Company Name on Record
Last Sale	$120,000 (Oct 2023)
Tax Bill	$2,340 (2025)
Deeds & Mortgages	Dec 2022 Mortgage May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8814-27-428-007`

Property Details

APN / Parcel Number

Primary APN	`8814-27-428-007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	7,620 sqft (0.175 acres)
Lot Dimensions	127 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Patio Area	209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	131 GRIFFITH ST
City	HUDSON
State	IA
Zip	50643-7720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRIFFITHS ADDITION LOT 11
Legal Range	14W
Legal Township	88N
Legal Section	27
Legal Subdivision	GRIFFITHS ADDITION
Legal Lot Number	11
Jurisdiction	BLACK HAWK IA
Township / Civil Division	BLACK HAWK
Census Block Group	1
Census Block	1078
Census Tract	3002

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 395, HUDSON, IA 50643-0395
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage LINCOLN SAVINGS BANK
May 18, 2021	Deed of Trust, Mortgage · Line of Credit LINCOLN SAVINGS BANK
Oct 17, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2023 · Amount on Record
Deed Sale	Oct 17, 2023 · Amount on Record
Prior Sale	Oct 17, 2022 · Amount on Record
Deed Document Number	20236277
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	131 GRIFFITH ST, HUDSON, IA 50643-7720
Transaction Type	Mortgage
Record Updated	Mar 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300009375
Date	Dec 21, 2022
Instrument	202300009375

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	HUDSON, IA 50643

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 16, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	131 GRIFFITH ST, HUDSON, IA 50643-7720
Transaction Type	Mortgage
Record Updated	Nov 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100024323
Date	May 18, 2021
Instrument	202100024323

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	HUDSON, IA 50643

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 27, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 17, 2022
Property Address	131 GRIFFITH ST, HUDSON, IA 50643-7720
Document Number	202300006277
Instrument Date	Oct 14, 2022
Instrument	202300006277
Transaction Type	Transfer
Record Updated	Nov 2, 2022

Transaction

Amount	Amount Recorded
Tax	$191.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 DALE DR, HUDSON, IA 50643

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Hudson City
Unified School District	Hudson Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,340.00 (+7.83%)	$139,540 (+7.5%) Land $18,920 Building $120,620	$139,540 (+7.5%) Land $18,920 Building $120,620
2024	$2,170.00 (+21.64%)
2023		$129,800 (+24.69%) Land $18,920 Building $110,880	$129,800 (+24.69%) Land $18,920 Building $110,880
2022	$1,784.00 Homeowner's exemption	$104,100 Land $18,920 Building $85,180
2021			$104,100 Land $18,920 Building $85,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1990–2014)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATER SUPPLY serves 2,546 people · EPA ID IA0737062
Water Source	Purchased groundwater from WATERLOO WATER WORKS
Last State Inspection	Jun 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
STS Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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