Spartanburg County property record for 131 Gray St, Spartanburg, SC 29307
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 1964 |
| Lot Size | 2.07 acres (90,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $102,000 (Dec 2018) |
| Tax Bill | $894 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-1700-05700 |
| Primary APN | 3-1700-05700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| Gross Area | 1,733 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 90,300 sqft (2.07 acres) |
| Lot Dimensions | 206 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Water Source | Well |
| Account Number | 59014 |
|---|---|
| Street Address | 131 GRAY ST |
| City | SPARTANBURG |
| State | SC |
| Zip | 29307-4006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 T R MCGAHA SUB & ADJ TR PB 117-10 PB 157-308 |
| Legal Subdivision | T R MCGAHA SUB |
| Legal Lot Number | 5 |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | SPARTANBURG |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 22201 |
131 Gray St is owned and occupied by an individual who bought it in December 2018.
Source: Spartanburg County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 131 GRAY ST, SPARTANBURG, SC 29307-4006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Dec 28, 2018 | Warranty Deed, Transfer FIRSTBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2018 · Amount on File |
| Deed Sale | Dec 28, 2018 · Amount on File |
| Prior Sale | Apr 6, 2011 |
| Deed Document Number | 2018-59232 |
| Deed Book / Page | 122-F / 0077 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 131 GRAY ST, SPARTANBURG, SC 29307-4006 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001658 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 5990/585 |
| Instrument | 2021-01658 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Dec 28, 2018 |
| Property Address | 131 GRAY ST, SPARTANBURG, SC 29307-4006 |
| Document Number | 0000059232 |
| Book / Page | 00122F / 000077 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 59232 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $377.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 GRAY ST CLIFTON GLENDALE R SPARTANBURG SC 29307, SPARTANBURG, SC 29307 |
| Document Number | 59233 |
|---|---|
| Date | Dec 28, 2018 |
| Book Page | 005553/000093 |
| Instrument | 59233 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 27, 2048 |
The 2025 property tax bill for 131 Gray St was $894, up 1.1% from the year before.
Source: Spartanburg County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Spartanburg School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $894.00 (+1.13%) | $4,692 Land $608 Building $4,084 | $131,200 Land $17,000 Building $114,200 |
| 2024 | $884.00 (+5.24%) | ||
| 2023 | $840.00 | $4,692 Land $608 Building $4,084 | $131,200 Land $17,000 Building $114,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 131 Gray St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 131 Gray St is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPARTANBURG WATER SYSTEM serves 166,364 people · EPA ID SC4210001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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