131 Gilbert St, West Haven, CT 06516 Property Records

West Haven City property record for 131 Gilbert St, West Haven, CT 06516

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,883 sqft · built 1930
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,000 (Mar 2022)
Tax Bill	$9,223 (2025)
Deeds & Mortgages	Sep 2026 Second Mortgage Sep 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WHAV M:0069 B:0112 L:0000`

Property Details

APN / Parcel Number

Primary APN	`WHAV M:0069 B:0112 L:0000`
Alternative APN	`5907`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,883 sqft Living Area
Gross Area	3,190 sqft
1st Floor Area	985 sqft
Attic	Attic
Attic Area	665 sqft
Basement Area	665 sqft
Unfinished Basement	665 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	5907
Street Address	131 GILBERT ST
City	WEST HAVEN
State	CT
Zip	06516-1631
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Block	112
Jurisdiction	WEST HAVEN CT
Township / Civil Division	WEST HAVEN
Census Block Group	1
Census Block	1017
Census Tract	154101

Owner

Source: West Haven City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	33 AUDUBON LN, SHELTON, CT 06484-4366
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage
Sep 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FINANCE AMERICA LLC
Feb 25, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) JAMES JARUSINSKY
Mar 3, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SACHEM CAPITAL CORP
Nov 19, 2021	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2022 · Amount on Record
Deed Sale	Mar 3, 2022 · Amount on Record
Prior Sale	Nov 19, 2021
Deed Book / Page	1932 / 472
Prior Transfer Date	Feb 28, 2022
Prior Transfer Doc	001932-472
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST HAVEN CT
Recording Date	Sep 29, 2026
Property Address	131 GILBERT ST, WEST HAVEN, CT 06516-1631
Document Number	2055000968
Book / Page	2055 / 968
Instrument Date	Sep 10, 2026
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 GILBERT ST, WEST HAVEN, CT 06516-1631

Mortgage

Document Number	2055000968,
Date	Sep 29, 2026
Book Page	2055/968

Lender

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2027

Interest

Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST HAVEN CT
Property Address	131 GILBERT ST, WEST HAVEN, CT 06516-1631
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001949-862
Date	Sep 15, 2022
Book Page	1949/862

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST HAVEN CT
Property Address	131 GILBERT ST, WEST HAVEN, CT 06516-1631
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02009-1014
Date	Feb 25, 2025
Book Page	2009/1014

Lender

Name	JAMES JARUSINSKY

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST HAVEN CT
Recording Date	Mar 3, 2022
Property Address	131 GILBERT ST, WEST HAVEN, CT 06516-1631
Document Number	001932-472
Book / Page	1932 / 472
Instrument Date	Feb 28, 2022
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001932475
Date	Mar 3, 2022
Instrument	1932/475

Lender

Name	SACHEM CAPITAL CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	WEST HAVEN CT
Recording Date	Nov 19, 2021
Property Address	131 GILBERT ST, WEST HAVEN, CT 06516-1631
Document Number	1922-733
Book / Page	1922 / 733
Instrument Date	Nov 17, 2021
Transaction Type	Foreclosure
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: West Haven City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	West Haven City
Unified School District	West Haven School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,223.00	$271,180 (+95.26%) Land $64,330 Building $206,850	$387,400 Land $91,900 Building $295,500
2024	$9,223.00 (+43.06%)
2023	$6,447.00 (+4.35%)	$138,880 (+2.53%) Land $44,520 Building $94,360
2022	$6,178.00	$135,450 Land $44,520 Building $90,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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