Augusta-Richmond County Consolidated Government property record for 131 Gardners Mill Rd, Augusta, GA 30907
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,962 sqft · built 1972 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $164,900 (Nov 2018) |
| Tax Bill | $3,184 (2026) |
| Deeds & Mortgages | Apr 2024 Second Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-3-220-00-0 |
| Primary APN | 011-3-220-00-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,962 sqft Gross Area |
| 1st Floor Area | 1,962 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Carport |
| Garage Area | 198 sqft |
| Carport | Carport |
| Carport Area | 198 sqft |
| Porch | Porch |
| Porch Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 131 GARDNERS MILL RD |
|---|---|
| City | AUGUSTA |
| State | GA |
| Zip | 30907-3795 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | MONTCLAIR (00400) 035-L |
| Legal Subdivision | MONTCLAIR |
| Legal Block | L |
| Legal Lot Number | 35 |
| Jurisdiction | RICHMOND GA |
| Township / Civil Division | AUGUSTA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10105 |
Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 131 GARDNERS MILL RD, AUGUSTA, GA 30907-3795 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SRP FEDERAL CREDIT UNION |
| May 15, 2020 | Deed of Trust, Mortgage · VA Mortgage SOUTH ST BK |
| Nov 30, 2018 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2018 · Amount on Record |
| Deed Sale | Nov 19, 2018 · Amount on Record |
| Prior Sale | Jun 30, 1988 · Amount on Record |
| Deed Document Number | 20187710 |
| Deed Book / Page | 1655 / 1042 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND GA |
| Property Address | 131 GARDNERS MILL RD, AUGUSTA, GA 30907-3795 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 131 GARDNERS MILL RD, AUGUSTA, GA 30907-3795 |
| Document Number | 0019210000002688 |
|---|---|
| Date | Apr 4, 2024 |
| Book Page | 0000001921/0000002688 |
| Instrument | 2024011910 |
| Name | SRP FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND GA |
| Property Address | 131 GARDNERS MILL RD, AUGUSTA, GA 30907-3795 |
| Document Number | 0017280110 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 131 GARDNERS MILL RD AUGUSTA GA 309073795, AUGUSTA, GA 30907-3795 |
| Document Number | 0017280110 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 001728/000110 |
| Instrument | 13449 |
| Name | SOUTH ST BK |
|---|---|
| Type | Bank |
| Address | N CHARLESTON, SC 29406 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 8, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND GA |
| Recording Date | Nov 30, 2018 |
| Property Address | 131 GARDNERS MILL RD, AUGUSTA, GA 30907-3795 |
| Document Number | 0016551042 |
| Book / Page | 001655 / 001042 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 57174 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $164.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 GARDNERS MILL RD AUGUSTA GA 309073795, AUGUSTA, GA 30907-3795 |
| Investor | Possibly a Property Investor |
| Document Number | 16551045 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 001655/001045 |
| Instrument | 57176 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 29, 2048 |
Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County / Consolidated City | Augusta-Richmond County Consolidated Government |
| Unified School District | Richmond County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,184.00 (-0.5%) | ||
| 2025 | $3,200.00 (+23.55%) | $106,448 (+13.82%) Land $13,200 Building $93,248 | $266,120 (+13.82%) Land $33,000 Building $233,120 |
| 2023 | $2,590.00 (+18.37%) | $93,520 (+33.93%) Land $13,200 Building $80,320 | $233,800 (+33.93%) Land $33,000 Building $200,800 |
| 2022 | $2,188.00 | $69,826 Land $13,200 Building $56,626 | $174,565 Land $33,000 Building $141,565 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.5% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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