131 Florence St, Plainwell, MI 49080 Property Records

Allegan County property record for 131 Florence St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,364 sqft · built 1887
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (Nov 2019)
Tax Bill	$2,945 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-200-010-00`

Property Details

APN / Parcel Number

Primary APN	`55-200-010-00`
Alternative APN	`03-55-200-010-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,364 sqft Living Area
1st Floor Area	1,364 sqft

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	132 ft deep x 148 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	131 FLORENCE ST
City	PLAINWELL
State	MI
Zip	49080-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	S 1/2 LOT 10 ALSO S 1/2 LOT 11 HILL'S ADDITION.
Legal Subdivision	HILLS ADD
Legal Lot Number	10-11
Jurisdiction	ALLEGAN MI
Township / Civil Division	PLAINWELL
Census Block Group	4
Census Block	4017
Census Tract	32100

Owner

131 Florence St is owned and occupied by two individuals who bought it in November 2019.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	131 FLORENCE ST, PLAINWELL, MI 49080-1420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2017	Deed of Trust, Mortgage · Line of Credit FIRST BANK UPPER MICHIGAN
Nov 21, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2019 · Amount on File
Deed Sale	Nov 21, 2019 · Amount on File
Prior Sale	Jun 16, 2000 · Amount on File
Deed Book / Page	4405 / 317
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	131 FLORENCE ST, PLAINWELL, MI 49080-1420
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004113/775
Date	Feb 13, 2017
Book Page	4113/775

Lender

Name	FIRST BANK UPPER MICHIGAN
Address	GLADSTONE, MI 49837

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jan 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Nov 21, 2019
Property Address	131 FLORENCE ST, PLAINWELL, MI 49080-1420
Document Number	004405/317
Book / Page	4405 / 317
Map Reference	LB 1 PG 21
Instrument Date	Nov 8, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$817.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 FLORENCE ST, 131, PLAINWELL, MI 49080-1420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10161 S WESTNEDGE AVE, PORTAGE, MI 49002-6845

Mortgage

Document Number	0004405319
Date	Nov 21, 2019
Instrument	4405/319

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 131 Florence St was $2,945 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Plainwell City
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,700 Land $41,700 Building $56,000	$195,400 Land $83,400 Building $112,000
2025	$2,945.00
2023		$72,400 Land $32,400 Building $40,000	$144,800 Land $64,800 Building $80,000
2022	$2,608.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Florence St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Florence St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINWELL serves 3,998 people · EPA ID MI0005380
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET.

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