131 Flaghole Rd, Andover, NH 03216 Property Records

Merrimack County and Andover Town property record for 131 Flaghole Rd, Andover, NH 03216

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,272 sqft · built 2004
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Dec 2025)
Tax Bill	$5,905 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Dec 2025 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`000555331`

Property Details

APN / Parcel Number

Primary APN	`000555331`
Alternative APN	`ANDV M:00010 B:000022 L:000049`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,272 sqft Living Area
Gross Area	3,312 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	131 FLAGHOLE RD
City	ANDOVER
State	NH
Zip	03216-4126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR R
Legal Block	22
Legal Lot Number	49
Jurisdiction	ANDOVER TOWN NH
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2016
Census Tract	42500

Owner

131 Flaghole Rd is owned by two individuals who bought it in December 2025.

Source: Merrimack County and Andover Town records, as of August 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	236 SANBORN ST, A, FRANKLIN, NH 03235-1334
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) PENNYMAC LOAN SERVICES LLC
Dec 16, 2025	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Nov 28, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage RADIUS FINANCIAL GROUP
Nov 23, 2020	Deed of Trust, Mortgage · Conventional with PMI PRIMARY RESID'L MTG
Apr 1, 2019	Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG
Jun 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage MERRIMACK CNTY SVGS BK
Apr 17, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 12, 2017	Quit Claim Deed, Transfer NORTHEAST ABSTRACT AND TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on File
Deed Sale	Dec 16, 2025 · Amount on File
Prior Sale	Nov 28, 2022 · Amount on File
Deed Document Number	202520443
Deed Book / Page	3914 / 806
Transfer Doc	0035730383
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER TOWN NH
Property Address	131 FLAGHOLE RD, ANDOVER, NH 03216-4126
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004564
Date	Apr 4, 2025
Book Page	3885/2751
Instrument	202500004564

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	May 1, 2040

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDOVER TOWN NH
Recording Date	Dec 16, 2025
Property Address	131 FLAGHOLE RD, ANDOVER, NH 03216-4126
Document Number	0000020443
Book / Page	3914 / 806
Instrument Date	Dec 15, 2025
Instrument	202500020443
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	236 SANBORN ST APT A, A, FRANKLIN, NH 03235-1334

Mortgage

Document Number	0000020444
Date	Dec 16, 2025
Instrument	202500020444

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0000020445
Date	Dec 16, 2025
Book Page	3914/831
Instrument	202500020445

Lender

Name	NHFA

Agreement

Type	Cash (No Mortgage)
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDOVER TOWN NH
Recording Date	Nov 28, 2022
Property Address	131 FLAGHOLE RD, ANDOVER, NH 03216-4126
Document Number	0000022082
Book / Page	3812 / 2397
Instrument Date	Nov 21, 2022
Instrument	202200022082
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 CROSS ST, CONCORD, NH 03303-1635

Mortgage

Document Number	0000022083
Date	Nov 28, 2022
Instrument	202200022083

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER TOWN NH
Property Address	131 FLAGHOLE RD, ANDOVER, NH 03216-4126
Document Number	0037101919
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	131 FLAGHOLE RD ANDOVER NH 032164126, ANDOVER, NH 03216-4126

Mortgage

Document Number	0037101919
Date	Dec 1, 2020
Book Page	003710/001919
Instrument	27475

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDOVER TOWN NH
Recording Date	Apr 1, 2019
Property Address	131 FLAGHOLE RD, ANDOVER, NH 03216-4126
Document Number	0036261193
Book / Page	003626 / 001193
Instrument Date	Apr 1, 2019
Instrument	4754
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,615.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	131 FLAGHOLE RD ANDOVER NH 032164126, ANDOVER, NH 03216-4126

Mortgage

Document Number	36261196
Date	Apr 1, 2019
Book Page	003626/001196
Instrument	4755

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER TOWN NH
Property Address	131 FLAGHOLE RD, ANDOVER, NH 03216-4126
Document Number	0035962401
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 COURTNEY LN NASHUA NH 030621390, NASHUA, NH 03062-1390

Mortgage

Document Number	0035962401
Date	Jun 8, 2018
Book Page	003596/002401
Instrument	9508

Lender

Name	MERRIMACK CNTY SVGS BK
Type	Federal Savings Bank
Address	CONCORD, NH 03302-2826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 7, 2028

Interest

Rate Type	Adjustable Rate

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER TOWN NH
Recording Date	Apr 17, 2018
Property Address	131 FLAGHOLE RD, ANDOVER, NH 03216-4126
Document Number	0035911065
Book / Page	003591 / 001065
Instrument Date	Apr 12, 2018
Instrument	5959
Transaction Type	Transfer
Record Updated	May 25, 2018

Transaction

Amount	Amount on Record
Tax	$2,355.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 COURTNEY LN NASHUA NH 030621390, NASHUA, NH 03062-1390

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER TOWN NH
Recording Date	Oct 12, 2017
Property Address	131 FLAGHOLE RD, ANDOVER, NH 03216-4126
Document Number	0035730383
Book / Page	003573 / 000383
Instrument Date	Jul 23, 2015
Instrument	19198
Transaction Type	Transfer
Record Updated	Nov 8, 2017
Title Company	NORTHEAST ABSTRACT AND TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$20.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 131 Flaghole Rd was $5,905, up 0.1% from the year before.

Source: Merrimack County and Andover Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Andover Town
Elementary School District	Andover School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,905.00 (+0.07%)	$403,100 (-) Land $103,600 Building $299,500
2024	$5,901.00 (+7.94%)	$403,100 (+69.23%) Land $103,600 Building $299,500
2023	$5,467.00 (+8.32%)	$238,200 (-) Land $61,700 Building $176,500	$381,805
2022	$5,047.00	$238,200 Land $61,700 Building $176,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Flaghole Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2006–2007)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Flaghole Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NH Broadband Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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