Onslow County property record for 131 Fire Tower Rd, Richlands, NC 28574
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,596 sqft · built 2014 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $283,000 (Sep 2026) |
| Tax Bill | $1,447 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 100A-5 |
| Primary APN | 100A-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,596 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 26,136 sqft (0.6 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 492445000 |
|---|---|
| Street Address | 131 FIRE TOWER RD |
| City | RICHLANDS |
| State | NC |
| Zip | 28574-8157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | L5 BRODY PLACE |
| Legal Subdivision | BRODY PLACE |
| Legal Lot Number | 5 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | RICHLANDS |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 205 |
131 Fire Tower Rd is owned and occupied by two individuals who bought it in September 2026.
Source: Onslow County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 131 FIRE TOWER RD, RICHLANDS, NC 28574-8157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Sep 29, 2026 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Dec 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOW VA RATES LLC |
| Feb 27, 2023 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA |
| Jun 30, 2020 | Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE BANK |
| Apr 6, 2020 | Court-Ordered Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2026 · Amount on File |
| Deed Sale | Sep 29, 2026 · Amount on File |
| Prior Sale | Feb 27, 2023 · Amount on File |
| Deed Book / Page | 6679 / 740 |
| Prior Transfer Date | Feb 27, 2020 |
| Prior Transfer Doc | 0051390568 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Sep 29, 2026 |
| Property Address | 131 FIRE TOWER RD, RICHLANDS, NC 28574-8157 |
| Document Number | 6679000744 |
| Book / Page | 6679 / 744 |
| Instrument Date | Sep 29, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Document Number | 6679000744, |
|---|---|
| Date | Sep 29, 2026 |
| Book Page | 6679/744 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Sep 29, 2026 |
| Property Address | 131 FIRE TOWER RD, RICHLANDS, NC 28574-8157 |
| Document Number | 6679000740 |
| Book / Page | 6679 / 740 |
| Instrument Date | Sep 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $57,166.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 FIRE TOWER RD, RICHLANDS, NC 28574-8157 |
| Document Number | 6679000744, |
|---|---|
| Date | Sep 29, 2026 |
| Book Page | 6679/744 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 131 FIRE TOWER RD, RICHLANDS, NC 28574-8157 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0056550585 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 5655/585 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Address | LINDON, UT 84042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Feb 27, 2023 |
| Property Address | 131 FIRE TOWER RD, RICHLANDS, NC 28574-8157 |
| Document Number | 0059200570 |
| Book / Page | 5920 / 570 |
| Map Reference | MB 67 PG 238 |
| Instrument Date | Feb 19, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 FIRE TOWER RD, RICHLANDS, NC 28574-8157 |
| Document Number | 0005920574 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 5920-574 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jun 30, 2020 |
| Property Address | 131 FIRE TOWER RD, RICHLANDS, NC 28574-8157 |
| Document Number | 0052000635 |
| Book / Page | 5200 / 635 |
| Map Reference | MB 67 PG 238 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 FIRE TOWER RD, RICHLANDS, NC 28574-8157 |
| Document Number | 0005200643 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 5200/643 |
| Name | ALPHA MORTGAGE BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Apr 6, 2020 |
| Property Address | 131 FIRE TOWER RD, RICHLANDS, NC 28574-8157 |
| Document Number | 0051390568 |
| Book / Page | 005139 / 000568 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $285.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5431 OLEANDER DR #200 WILMINGTON NC 284035857, 200, WILMINGTON, NC 28403-5857 |
The 2026 property tax bill for 131 Fire Tower Rd was $1,447.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,447.00 | $275,528 Land $57,080 Building $218,448 | $275,528 Land $57,080 Building $218,448 |
| 2023 | $1,447.00 | $220,992 Land $34,080 Building $186,912 | $220,992 Land $34,080 Building $186,912 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 131 Fire Tower Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 131 Fire Tower Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINTREE/SUMMERSILL ESTATES #2 private · serves 1,539 people · EPA ID NC0467222 |
|---|---|
| Water Source | Purchased groundwater from ONSLOW WTR AND SEWER AUTHORITY |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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