131 Ernest Rd, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 131 Ernest Rd, Summit, NY 12175

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details3 bd · 1 ba · 1,056 sqft · built 1982
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Tax Bill$1,775 (2026)
Flood ZoneZone X (minimal risk)
APN434800 112.-6-18

Property Details

APN / Parcel Number

Primary APN434800 112.-6-18
Alternative APNs
  • 480011200000060180000000
  • 545J183021

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,056 sqft Total Area
1st Floor Area1,056 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleRanch
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Lot Area43,560 sqft (1 acres)
Lot Width210 ft Width
Garage TypeDetached
Garage Area1,024 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelWood
SewerSeptic
Water SourceWell

Location & Zoning

Account Number545J183021
Street Address131 ERNEST RD
CitySUMMIT
StateNY
Zip12175-7702
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code01 - NOT Z
Legal Block6
Legal Lot Number18.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionSUMMIT
Census Block Group1
Census Block1047
Census Tract740500

Owner

Source: Schoharie County and Summit Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 39, SUMMIT, NY 12175-0039
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 26, 2006
Transfer Doc0000000827/000000024
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionSummit Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,775.00 (-1.17%) Homeowner's exemption Senior Citizen's exemption
2025$1,796.00 (+224.19%)$33,700 (-) Land $10,000 Building $23,700$87,532 (+11.04%) Land $25,974 Building $61,558
2023$33,700 Land $10,000 Building $23,700$78,830 Land $23,392 Building $55,438
2020$554.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
MIDTEL
Fiber
500 / 100

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