131 Empire St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 131 Empire St, Chicopee, MA 01013

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,318 sqft · built 1964
Lot Size0.275 acres (12,000 sqft)
Owner2 Individual Names on File
Tax Bill$4,695 (2026)
Deeds & MortgagesNov 2023 Refinance
Mar 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN415-00030

Property Details

APN / Parcel Number

Primary APN415-00030
Alternative APN
  • CHIC M:0415 P:00030

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,318 sqft Living Area
Gross Area2,998 sqft
1st Floor Area1,092 sqft
Basement Area1,092 sqft
Unfinished Basement1,092 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,000 sqft (0.275 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number415-00030
Street Address131 EMPIRE ST
CityCHICOPEE
StateMA
Zip01013-1935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code5
Legal SubdivisionMAPLEWOOD TERRACE
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group4
Census Block4007
Census Tract811102

Owner

131 Empire St is owned and occupied by two individuals who acquired it in November 2017.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address131 EMPIRE ST, CHICOPEE, MA 01013-1935
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
PEOPLESBANK (HOLYOKE MA)
Mar 7, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
PEOPLESBANK (HOLYOKE MA)
Nov 1, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2017
Deed SaleNov 1, 2017
Prior SaleMay 17, 2004 · Amount on File
Deed Document Number201764789
Deed Book / Page21927 / 344
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address131 EMPIRE ST, CHICOPEE, MA 01013-1935
Transaction TypeMortgage
Record UpdatedDec 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025221-23
DateNov 9, 2023
Book Page25221/23
Instrument53334
Lender
NamePEOPLESBANK (HOLYOKE MA)
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address131 EMPIRE ST, CHICOPEE, MA 01013-1935
Transaction TypeMortgage
Record UpdatedMar 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024436-537
DateMar 7, 2022
Book Page24436/537
Instrument13974
Lender
NamePEOPLESBANK (HOLYOKE MA)
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueApr 1, 2042

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateNov 1, 2017
Property Address131 EMPIRE ST, CHICOPEE, MA 01013-1935
Document Number21927-344
Book / Page021927 / 000344
Instrument DateOct 14, 2017
Instrument64789
Transaction TypeTransfer
Record UpdatedNov 21, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 EMPIRE ST CHICOPEE MA 010131935, CHICOPEE, MA 01013-1935

Tax Assessment & Valuation

The 2026 property tax bill for 131 Empire St was $4,695, up 8.2% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,695.00 (+8.18%)$308,100 (+7.61%) Land $112,000 Building $196,100$308,080 (-5.76%)
2025$4,340.00 (+5.54%)$286,300 (+2.76%) Land $101,600 Building $184,700$326,895
2024$4,112.00 (+13.56%)$278,600 (+16.57%) Land $99,600 Building $179,000
2023$3,621.00$239,000 Land $90,500 Building $148,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Empire St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 131 Empire St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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