Windsor Locks Town property record for 131 Elm St, Windsor Locks, CT 06096
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,800 sqft · built 1940 |
| Lot Size | 1.18 acres (51,401 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Oct 2021) |
| Tax Bill | $5,708 (2024) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WINL M:35 B:81 L:19 |
| Primary APN | WINL M:35 B:81 L:19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,800 sqft Living Area |
| Gross Area | 2,562 sqft |
| 1st Floor Area | 1,626 sqft |
| Basement Area | 996 sqft |
| Unfinished Basement | 996 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 51,401 sqft (1.18 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 154000 |
|---|---|
| Street Address | 131 ELM ST |
| City | WINDSOR LOCKS |
| State | CT |
| Zip | 06096-2215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESA |
| Legal Block | 81 |
| Legal Lot Number | 19 |
| Jurisdiction | WINDSOR LOCKS CT |
| Township / Civil Division | WINDSOR LOCKS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 476300 |
131 Elm St is owned and occupied by two individuals who bought it in October 2021.
Source: Windsor Locks Town records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 131 ELM ST, WINDSOR LOCKS, CT 06096-2215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on File |
| Deed Sale | Oct 19, 2021 · Amount on File |
| Prior Sale | Jan 7, 1997 · Amount on File |
| Deed Document Number | 20211241910002 |
| Deed Book / Page | 511 / 1084 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Recording Date | Oct 19, 2021 |
| Property Address | 131 ELM ST, WINDSOR LOCKS, CT 06096-2215 |
| Document Number | 511-1084 |
| Book / Page | 511 / 1084 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 1241910002 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | , / |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | / |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Windsor Locks Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Windsor Locks Town |
| Unified School District | Windsor Locks School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $237,930 (+38.4%) Land $67,410 Building $170,520 | $166,551 Land $47,187 Building $119,364 | |
| 2024 | $5,708.00 (+17.98%) | $171,920 (-) Land $58,520 Building $113,400 | |
| 2023 | $4,838.00 (+8.94%) | $171,920 (-) Land $58,520 Building $113,400 | |
| 2022 | $4,441.00 | $171,920 Land $58,520 Building $113,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 131 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 131 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Xfinity.
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