Banks County property record for 131 Elk Dr, Lula, GA 30554
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,823 sqft · built 2022 |
| Lot Size | 5.82 acres (253,519 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,873 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | B16 029K |
| Primary APN | B16 029K |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,823 sqft Heated Area |
| 1st Floor Area | 2,823 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Brick |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 253,519 sqft (5.82 acres) |
| Driveway | Driveway |
| Driveway Area | 480 sqft |
| Porch | Open Porch |
| Porch Area | 1,019 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 11326 |
|---|---|
| Street Address | 131 ELK DR |
| City | LULA |
| State | GA |
| Zip | 30554-4173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | TR 4 PB 37-96 |
| Legal Tract | 4 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | MAYSVILLE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 970300 |
Source: Banks County records, as of November 13, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 131 ELK DR, LULA, GA 30554-4173 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2022 |
| Deed Sale | Feb 15, 2022 |
| Deed Document Number | 0000523632 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 131 ELK DR, LULA, GA 30554-4173 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 131 ELK DR |
| Document Number | 0000000550/0000000042 |
|---|---|
| Date | Sep 27, 2023 |
| Book Page | 0000000550/0000000042 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2048 |
Source: Banks County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,873.00 (-2.91%) Homeowner's exemption | $271,827 (+5.87%) Land $39,857 Building $231,970 | $679,567 (+5.87%) Land $99,643 Building $579,924 |
| 2024 | $5,019.00 Homeowner's exemption | $256,756 Land $36,234 Building $220,522 | $641,888 Land $90,584 Building $551,304 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
5G (outdoors only) and 4G LTE
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