131 Edgewater Dr, Grandy, NC 27939 Property Records

Currituck County property record for 131 Edgewater Dr, Grandy, NC 27939

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,296 sqft · built 1998
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$286,500 (May 2026)
Tax Bill	$910 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9922-30-5011`

Property Details

APN / Parcel Number

Primary APN	`9922-30-5011`
Alternative APNs	`107B00C00160009` `000020129` `000172529` `9922-30`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	15 ft deep x 10.2 ft wide
Shed	1 Shed
Shed Area	64 sqft
Quonset Hut	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000172529
Street Address	131 EDGEWATER DR
City	GRANDY
State	NC
Zip	27939-9628
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	SFM
Legal Description	WALNUT ISLAND, SECT 9, PART 2, BLOCK C, LOT 16
Legal Subdivision	WALNUT ISLAND ESTATES SECTS 1
Legal Block	C
Legal Lot Number	16
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1009
Census Tract	110401

Owner

Source: Currituck County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	131 EDGEWATER DR, GRANDY, NC 27939-9628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Warranty Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE
Feb 26, 2025	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Sep 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Nov 27, 2019	Warranty Deed, Transfer · FHA Mortgage OVM FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Feb 26, 2025 · Amount on Record
Deed Document Number	2026402943
Deed Book / Page	1856 / 680
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	May 15, 2026
Property Address	131 EDGEWATER DR, GRANDY, NC 27939-9628
Document Number	0000402943
Book / Page	1856 / 680
Instrument Date	May 15, 2026
Instrument	2026402943
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$57,873.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 EDGEWATER DR, GRANDY, NC 27939-9628

Mortgage

Document Number	0000402944,
Date	May 15, 2026
Instrument	2026402944

Lender

Name	SOUTHERN TRUST MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Feb 26, 2025
Property Address	131 EDGEWATER DR, GRANDY, NC 27939-9628
Document Number	0018010045
Book / Page	1801 / 45
Map Reference	CAB A PG 6
Instrument Date	Feb 10, 2025
Instrument	393976
Transaction Type	Transfer
Record Updated	Jun 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$524.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	735 OLD OAKS LN, LEESBURG, FL 34748-8193

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 EDGEWATER DR, GRANDY, NC 27939-9628

Mortgage

Document Number	0000393977
Date	Feb 26, 2025
Instrument	393977

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2035

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	131 EDGEWATER DR, GRANDY, NC 27939-9628
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014190353
Date	Sep 18, 2017
Book Page	1419/353

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2027

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Nov 27, 2019
Property Address	131 EDGEWATER DR, GRANDY, NC 27939-9628
Document Number	0015100388
Book / Page	1510 / 388
Map Reference	CAB A PG 6
Instrument Date	Nov 18, 2019
Instrument	347462
Transaction Type	Transfer
Record Updated	Feb 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,632.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 N MALLARD CT, 101, GRANDY, NC 27939-9762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 EDGEWATER DR, GRANDY, NC 27939-9628

Mortgage

Document Number	347463
Date	Nov 27, 2019
Instrument	347463

Lender

Name	OVM FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$910.00 (+1%)	$102,900 (-) Land $30,500 Building $72,400
2024	$901.00 (+8.42%)	$102,900 (-) Land $30,500 Building $72,400
2023	$831.00 (+15.74%)	$102,900 (-) Land $30,500 Building $72,400	$102,900 (-) Land $30,500 Building $72,400
2022	$718.00	$102,900 Land $30,500 Building $72,400	$102,900 (-) Land $30,500 Building $72,400
2021			$102,900 Land $30,500 Building $72,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	121 units insured incl. 20 condo units
Nearby Flood Claims	97 (1998–2022)
Claims Outside the SFHA	2 of 97
Most Recent Claim	Jun 2022
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Matthew, Oct 2016 · 14 claims Hurricane Irene, Aug 2011 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	CURRITUCK COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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