131 Earl St, Johnstown, PA 15906 Property Records

Cambria County property record for 131 Earl St, Johnstown, PA 15906

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1992
Lot Size0.378 acres (16,500 sqft)
Owner2 Individual Names on Record
Tax Bill$906 (2026)
Deeds & MortgagesMar 2026 Line of Credit
Dec 2020 Refinance
Flood ZoneZone X (minimal risk)
APN40-005.-108.000

Property Details

APN / Parcel Number

Primary APN40-005.-108.000
Alternative APN
  • 040 112283

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area16,500 sqft (0.378 acres)
Lot Dimensions150 ft deep x 110 ft wide

Location & Zoning

Street Address131 EARL ST
CityJOHNSTOWN
StatePA
Zip15906-4112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description110 X 150 H
JurisdictionCAMBRIA PA
Township / Civil DivisionMIDDLE TAYLOR
Census Block Group3
Census Block3033
Census Tract10100

Owner

Source: Cambria County records, as of April 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address131 EARL ST, JOHNSTOWN, PA 15906-4112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 4, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2002
Deed SaleJun 4, 2002
Deed Book / Page1815 / 1002
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMBRIA PA
Property Address131 EARL ST, JOHNSTOWN, PA 15906-4112
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202600002291
DateMar 20, 2026
Instrument2026-00002291
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term264 Months
DueMar 12, 2048

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMBRIA PA
Property Address131 EARL ST, JOHNSTOWN, PA 15906-4112
Transaction TypeMortgage
Record UpdatedApr 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020000013467
DateDec 4, 2020
Instrument20200-00013467
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Cambria County assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyCambria County
County SubdivisionMiddle Taylor Township
Unified School DistrictFerndale Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$906.00 (-68.1%)$20,040 (-) Land $1,660 Building $18,380
2024$2,840.00$20,040 Land $1,660 Building $18,380
1972$20,040 Land $1,660 Building $18,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims8 (1979–2012)
Claims Outside the SFHA1 of 8
Most Recent ClaimMay 2012 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREATER JOHNSTOWN WA RIVERSIDE
serves 49,500 people · EPA ID PA4110034
Water SourceSurface water
Last State InspectionJul 2024
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting47
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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