Marion County property record for 131 E Water St, Prospect, OH 43342 · Last verified March 2026
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | built 1900 |
| Lot Size | 0.073 acres (3,185 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $45,000 (Jan 2006) |
| Tax Bill | $685 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-001002.5000 |
| Primary APN | 27-001002.5000 |
|---|
| Year Built | Built 1900 |
|---|---|
| Construction Type | Brick |
| Lot Area | 3,185 sqft |
| Lot Width | 25 ft Width |
| Patio Area | 80 sqft |
| Heating Fuel | Oil |
|---|
| Street Address | 131 E WATER ST |
|---|---|
| City | PROSPECT |
| State | OH |
| Zip | 43342 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | MIDDLETOWN LOT 14-5 MAP 1 PG 13 101 1.00 250.00 |
| Legal Subdivision | VILLAGE/PROSPECT |
| Legal Lot Number | 14 |
| Jurisdiction | MARION OH |
| Township / Civil Division | PROSPECT |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 10500 |
Source: Marion County records · APN 27-001002.5000
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 131 E WATER ST, PROSPECT, OH 43342 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 19, 2006 · Amount on Record |
| Deed Sale | Jan 19, 2006 · Amount on Record |
| Deed Document Number | 0009080440 |
| Deed Book / Page | 000908 / 000440 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION OH |
| Property Address | 131 E WATER ST, PROSPECT, OH 43342 |
| Document Number | 0014150220 |
| Book / Page | 001415 / 000220 |
| Instrument Date | Nov 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3688 GOODING RD MARION OH 433028419, MARION, OH 43302-8419 |
| Document Number | 0014150220 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 001415/000220 |
| Instrument | 7515 |
| Name | SUTTON BK |
|---|---|
| Type | Bank |
| Address | TIFFIN, OH 44883-2519 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Marion County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Marion County |
| County Subdivision | Prospect Township |
| Municipality | Prospect Village |
| Unified School District | Elgin Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $685.00 (-3.79%) | $11,420 (+8.25%) Land $4,060 Building $7,360 | $32,630 (+8.26%) Land $11,600 Building $21,030 |
| 2024 | $712.00 (+0.56%) | $10,550 (-) Land $3,690 Building $6,860 | |
| 2023 | $708.00 (-0.56%) | $10,550 (-) Land $3,690 Building $6,860 | |
| 2022 | $712.00 | $10,550 Land $3,690 Building $6,860 | $30,140 Land $10,540 Building $19,600 |
Source: FEMA National Flood Hazard Layer, Marion County (39101C), updated October 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391010105001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 44 individual NFIP policies nearby |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 82 (1978–2025) |
| Claims Outside the SFHA | 7 of 82 |
| Most Recent Claim | Apr 2025, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 328 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Mercury Broadband | Fixed Wireless (licensed-by-rule) | 150 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Spectrum, Little Miami Gig. Availability varies by address; speeds are provider-advertised maximums, not measured.
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