Steele County property record for 131 E North St, Owatonna, MN 55060
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,172 sqft · built 1965 |
| Lot Size | 0.182 acres (7,928 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,444 (2026) |
| Deeds & Mortgages | Mar 2022 Transfer Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-105-0309 |
| Primary APN | 17-105-0309 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,172 sqft Finished Area |
| Basement Area | 200 sqft |
| Finished Basement | 200 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Wood |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,928 sqft (0.182 acres) |
| Garage Type | Mixed |
| Garage Area | 280 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 131 E NORTH ST |
|---|---|
| City | OWATONNA |
| State | MN |
| Zip | 55060-1754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CROOKER AND PARKER BLK.3 LOT 10 CROOKER & PARKER |
| Legal Section | TW |
| Legal Subdivision | CROOKER AND PARKER |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | STEELE MN |
| Township / Civil Division | OWATONNA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 960400 |
131 E North St is owner-occupied and held in a trust.
Source: Steele County records, as of October 1, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 131 E NORTH ST, OWATONNA, MN 55060-1754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2022 | Transfer on Death Deed, Transfer |
| Nov 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Mar 15, 2022 |
| Property Address | 131 E NORTH ST, OWATONNA, MN 55060-1754 |
| Document Number | A000441854 |
| Instrument Date | Mar 15, 2022 |
| Instrument | A000441854 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 131 E NORTH ST, OWATONNA, MN 55060-1754 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | A000426205 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | A000426205 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 22, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 131 E North St was $2,444 with a homeowner's exemption.
Source: Steele County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Steele County |
| Municipality | Owatonna City |
| Unified School District | Owatonna Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,444.00 Homeowner's exemption | $202,400 (+8.99%) Land $30,600 Building $171,800 | $202,400 (+8.99%) Land $30,600 Building $171,800 |
| 2025 | $185,700 Land $29,400 Building $156,300 | $185,700 Land $29,400 Building $156,300 | |
| 2023 | $2,344.00 Homeowner's exemption | $169,600 Land $22,300 Building $147,300 | $169,600 Land $22,300 Building $147,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 131 E North St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 12 (2004–2016) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 131 E North St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Owatonna serves 26,430 people · EPA ID MN1740007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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