131 E Mill St, Apt 104, Wauconda, IL 60084 Property Records

Lake County property record for 131 E Mill St, Apt 104, Wauconda, IL 60084

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 918 sqft · built 1979
Lot Size	0.001 acres (36 sqft)
Owner	Individual Name on File
Last Sale	$173,000 (Dec 2025)
Tax Bill	$3,192 (2025)
Deeds & Mortgages	Jun 2026 Transfer Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-25-301-063`

Property Details

APN / Parcel Number

Primary APN	`09-25-301-063`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Units	9 Units
Stories	1 Story
Building Area	918 sqft Living Area
1st Floor Area	918 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	36 sqft (0.001 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	131 E MILL ST, 104
City	WAUCONDA
State	IL
Zip	60084-1844
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BANGS LAKE DEVELOPMENT SUB UNIT B104 & 4.167 PER CENT IN COM MON ELEM IN LAKEVIEW CONDOMINIUMS AS PER DECLARATION DOC #20 74102 PT LOT 1
Legal Subdivision	BANGS LAKE DEVELOPMENT SUB
Legal Block	104
Legal Lot Number	1
Legal Unit	B
Jurisdiction	LAKE IL
Township / Civil Division	WAUCONDA
Census Block Group	1
Census Block	1009
Census Tract	864208

Owner

131 E Mill St, Apt 104 is owned and occupied by an individual who bought it in December 2025.

Source: Lake County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	131 E MILL ST, 104, WAUCONDA, IL 60084-1844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 1, 2025	Warranty Deed, Transfer · Conventional Mortgage CONSUMER REAL ESTATE FINANCE CO
Feb 13, 2023	Warranty Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP
Apr 13, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2025 · Amount on File
Deed Sale	Dec 1, 2025 · Amount on File
Prior Sale	Feb 13, 2023 · Amount on File
Deed Document Number	20258136748
Prior Transfer Date	Mar 28, 1997
Prior Transfer Doc	0003961932
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IL
Recording Date	Jun 25, 2026
Property Address	131 E MILL ST, 104, WAUCONDA, IL 60084-1844
Document Number	0008177555
Instrument Date	Jun 11, 2026
Instrument	20268177555
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	131 E MILL ST, 104, WAUCONDA, IL 60084-1844

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Dec 1, 2025
Property Address	131 E MILL ST APT 104, 104, WAUCONDA, IL 60084-1844
Document Number	0008136748
Map Reference	DOC 2014790
Instrument Date	Oct 22, 2025
Instrument	8136748
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	131 E MILL ST, WAUCONDA, IL 60084-1844

Mortgage

Document Number	0008136750
Date	Dec 1, 2025
Instrument	8136750

Lender

Name	CONSUMER REAL ESTATE FINANCE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.99%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Feb 13, 2023
Property Address	131 E MILL ST APT 104, 104, WAUCONDA, IL 60084-1844
Document Number	0007958198
Map Reference	DOC 2017211
Instrument Date	Jan 25, 2023
Instrument	7958198
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 E MILL ST APT 104, 104, WAUCONDA, IL 60084-1844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 E MILL ST APT 104, 104, WAUCONDA, IL 60084-1844

Mortgage

Document Number	0007958199
Date	Feb 13, 2023
Instrument	7958199

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company
Address	LAKE FOREST, IL 60045

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.75%

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IL
Recording Date	Apr 13, 2017
Property Address	131 E MILL ST APT 104, 104, WAUCONDA, IL 60084-1844
Document Number	0007386477
Instrument Date	Mar 23, 2017
Instrument	7386477
Transaction Type	Transfer
Record Updated	May 10, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 E MILL ST #104 WAUCONDA IL 600841844, 104, WAUCONDA, IL 60084-1844

Tax Assessment & Valuation

The 2025 property tax bill for 131 E Mill St, Apt 104 was $3,192, up 3.8% from the year before.

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Wauconda Township
Municipality	Wauconda Village
Unified School District	Wauconda Community Unit School District 118 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,192.00 (+3.77%)	$45,462 (+6.75%) Land $4,548 Building $40,914	$136,399 (+6.75%) Land $13,645 Building $122,754
2024	$3,076.00 (+197.77%)	$42,587 (+9.4%) Land $4,260 Building $38,327	$127,773 (+9.4%) Land $12,781 Building $114,992
2023	$1,033.00 (-1.43%)	$38,928 (+64.05%) Land $3,894 Building $35,034	$116,796 (+64.05%) Land $11,683 Building $105,113
2022	$1,048.00	$23,730 Land $3,462 Building $20,268	$71,197 Land $10,387 Building $60,810

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 131 E Mill St, Apt 104 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 131 E Mill St, Apt 104 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUCONDA serves 15,349 people · EPA ID IL0971850
Water Source	Purchased surface water from CENTRAL LAKE COUNTY JAWA
Last State Inspection	Mar 2026
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: i3 Broadband.

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