131 E Main St, Bozeman, MT 59715 Property Records

Gallatin County property record for 131 E Main St, Bozeman, MT 59715

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	7,784 sqft · built 1890
Lot Size	0.096 acres (4,182 sqft)
Owner	Company Name on File
Tax Bill	$28,248 (2023)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000RGH4251`

Property Details

APN / Parcel Number

Primary APN	`000RGH4251`
Alternative APNs	`06-0799-07-2-12-14-0000` `R0687243`

Interior

Stories	2 Stories
Building Area	7,784 sqft Total Area
Gross Area	10,672 sqft
Upper Floors Area	2,888 sqft
Basement Area	2,888 sqft
Finished Basement	2,888 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	4,182 sqft (0.096 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000RGH4251
Street Address	131 E MAIN ST
City	BOZEMAN
State	MT
Zip	59715-4761
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	B-3
Legal Description	BOZEMAN ORIGINAL PLAT, S07, T02 S, R06 E, BLOCK E, E9.5' LOT 9 & W18' LOT 10
Legal Range	06E
Legal Township	02S
Legal Section	07
Legal Quarter	NW
Legal Subdivision	BOZEMAN ORIGINAL PLAT
Legal Block	E
Legal Lot Number	9,10
Jurisdiction	GALLATIN MT
Township / Civil Division	BOZEMAN
Census Block Group	4
Census Block	4041
Census Tract	701

Owner

Source: Gallatin County records · APN 000RGH4251

Assessment roll updated December 31, 2022 · Last verified February 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	720 S TRACY AVE, BOZEMAN, MT 59715-5324
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 07, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	131 E MAIN ST, BOZEMAN, MT 59715-4761
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2571419
Date	Feb 07, 2017
Instrument	2571419

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BOZEMAN, MT 59771

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	58 Months
Due	Dec 23, 2021

Tax Assessment & Valuation

Source: Gallatin County records · Assessment roll updated December 31, 2022 · Last verified February 2024

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Bozeman City
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$28,248.00	$3,140,300	$3,140,300 Land $1,990,762 Building $1,149,538

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 30, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1981–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2011 · 2 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Main Street Historic District listed 1987 · 46 contributing resources · NRIS 87001848

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Montana Opticom Fiber	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blackfoot Telephone Cooperative, Lumen Technologies, SS Ventures.

Based on FCC filings for 469 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF BOZEMAN serves 56,000 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.