131 E Judy St, Flagstaff, AZ 86005 Property Records

Coconino County property record for 131 E Judy St, Flagstaff, AZ 86005

Property Summary

Property Type	Single Family Home
Details	3.75 ba · 3,456 sqft · built 2002
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Company Names on File
Last Sale	$297,000 (Jun 2003)
Tax Bill	$3,534 (2025)
Deeds & Mortgages	Feb 2026 Transfer Feb 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-06-012`

Property Details

APN / Parcel Number

Primary APN	`105-06-012`
Alternative APN	`R0047718`

Interior

Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,456 sqft Living Area
1st Floor Area	1,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Frame Wood
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Built-in
Garage Area	726 sqft
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant

Location & Zoning

Account Number	R0047718
Street Address	131 E JUDY ST
City	FLAGSTAFF
State	AZ
Zip	86005-6911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: ASPEN TRAILS LOT: 11 SIXTEENTH: SW QUARTER: NW SECTION: 33 TOWNSHIP: 21N RANGE: 07E
Legal Subdivision	ASPEN TRAILS
Legal Lot Number	11
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1000
Census Tract	901

Owner

131 E Judy St is owned by a company that acquired it in February 2026.

Source: Coconino County records, as of October 21, 2026

Owner of Record	2 Company Names on File
Mailing Address	131 E JUDY ST, FLAGSTAFF, AZ 86005-6911
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Affidavit of Death of Joint Tenant, Transfer
Feb 20, 2026	Intrafamily Transfer, Transfer
Jan 18, 2023	Deed of Trust, Mortgage · Line of Credit ZB NA
Apr 11, 2018	Deed of Trust, Mortgage · Line of Credit NATIONAL BK/AZ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2003 · Amount on File
Deed Sale	Jun 27, 2003 · Amount on File
Prior Sale	Jul 17, 1997 · Amount on File
Deed Document Number	20033208465
Last Transfer Date	Feb 20, 2026
Transfer Doc	0004033912
Record Updated	Oct 29, 2026

February 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	COCONINO AZ
Recording Date	Feb 20, 2026
Property Address	131 E JUDY ST, FLAGSTAFF, AZ 86005-6911
Document Number	0004033912
Map Reference	CASE 7 MAP 25-25A
Instrument Date	Feb 19, 2026
Instrument	4033912
Transaction Type	Transfer
Record Updated	Mar 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	131 E JUDY ST, FLAGSTAFF, AZ 86005-6911

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCONINO AZ
Recording Date	Feb 20, 2026
Property Address	131 E JUDY ST, FLAGSTAFF, AZ 86005-6911
Document Number	0004033913
Map Reference	CASE 7 MAP 25-25A
Instrument Date	Feb 19, 2026
Instrument	4033913
Transaction Type	Transfer
Record Updated	Mar 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	131 E JUDY ST, FLAGSTAFF, AZ 86005-6911

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	131 E JUDY ST, FLAGSTAFF, AZ 86005-6911
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 E JUDY ST, FLAGSTAFF, AZ 86005-6911

Mortgage

Document Number	0003967384
Date	Jan 18, 2023
Instrument	3967384

Lender

Name	ZB NA
Type	Bank
Address	FLAGSTAFF, AZ 86001

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	131 E JUDY ST, FLAGSTAFF, AZ 86005-6911
Document Number	0003813656
Instrument Date	Apr 11, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	131 E JUDY ST FLAGSTAFF AZ 860056911, FLAGSTAFF, AZ 86005-6911

Mortgage

Document Number	0003813656
Date	Apr 27, 2018
Instrument	3813656

Lender

Name	NATIONAL BK/AZ
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 131 E Judy St was $3,534.

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,619 (+3.57%) Land $13,994 Building $69,625
2025	$3,534.00	$80,739 (-6.54%)	$807,390 Land $121,685 Building $685,705
2024		$86,388 Land $12,169 Building $74,219
2023	$3,259.00 Homeowner's exemption		$863,877 Land $121,685 Building $742,192

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 131 E Judy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 E Judy St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Bluespan Wireless, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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